Lincoln County property record for 1021 Locust St, Sutherland, NE 69165
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,954 sqft · built 1927 |
| Lot Size | 0.571 acres (24,872 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Aug 2026) |
| Tax Bill | $4,200 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090765.00 |
| Primary APN | 0090765.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,954 sqft Living Area |
| 1st Floor Area | 1,635 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 24,872 sqft (0.571 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1021 LOCUST ST |
|---|---|
| City | SUTHERLAND |
| State | NE |
| Zip | 69165-2084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | CO. CLERK'S SUB. (OF LOT 17 OF CLARKSON'S SUB.) LOT 2 .57 A.; MAP NUMBER: 2871-29-0-00000-000-0765 |
| Legal Range | 33 |
| Legal Township | 14 |
| Legal Section | 29 |
| Legal Subdivision | CO. CLERK'S SUB |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN NE |
| Township / Civil Division | SUTHERLAND |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 959800 |
1021 Locust St is owned and occupied by two individuals who bought it in August 2026.
Source: Lincoln County records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1021 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage EQUITABLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on File |
| Deed Sale | Aug 19, 2026 · Amount on File |
| Prior Sale | Sep 30, 2022 · Amount on File |
| Deed Document Number | 20264082 |
| Prior Transfer Date | Dec 27, 2021 |
| Prior Transfer Doc | 0000007448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NE |
| Recording Date | Aug 19, 2026 |
| Property Address | 1021 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Document Number | 0000004082 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20264082 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | WESTERN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117,362.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Document Number | 0000004083, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20264083 |
| Name | NEIGHBORS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000004084, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20264084 |
| Name | NEIGHBORS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NE |
| Recording Date | Sep 30, 2022 |
| Property Address | 1021 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Document Number | 0202204745 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 202204745 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | STATE ABSTRACT COMPANY, SCOTT ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0202204746 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 202204746 |
| Name | EQUITABLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.95% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.45% |
| Max Rate At Change | 6.95% |
| Index | Other |
| Max Rate | 9.95% |
The 2025 property tax bill for 1021 Locust St was $4,200.
Source: Lincoln County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lincoln County |
| Municipality | Sutherland Village |
| Unified School District | Sutherland Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,200.00 | $298,430 Land $37,154 Building $261,276 | $298,430 Land $37,154 Building $261,276 |
| 2023 | $3,473.00 | $194,763 Land $22,449 Building $172,314 | $194,763 Land $22,449 Building $172,314 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1021 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective February 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1021 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SUTHERLAND serves 1,313 people · EPA ID NE3111111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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