Lincoln County property record for 1120 Locust St, Sutherland, NE 69165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,184 sqft · built 1950 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,952 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0091510.00 |
| Primary APN | 0091510.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,184 sqft |
| Finished Basement | 1,184 sqft |
| Unfinished Basement | 1,184 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,800 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,360 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1120 LOCUST ST |
|---|---|
| City | SUTHERLAND |
| State | NE |
| Zip | 69165-2085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | MC KINLEY'S SUB. (OF LOTS 14 & 15 OF CLARKSON'S SUB OF NW1/4 29-14-33) LOT 2; MAP NUMBER: 2871-00-0-00000-000-1510 |
| Legal Subdivision | MC KINLEY'S SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN NE |
| Township / Civil Division | SUTHERLAND |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 959800 |
1120 Locust St is owned and occupied by an individual.
Source: Lincoln County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1120 LOCUST ST, SUTHERLAND, NE 69165-2085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADAMS BANK & TRUST |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADAMS BANK & TRUST |
| Feb 27, 2014 | Intrafamily Transfer, Transfer |
| Aug 27, 2010 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NE |
| Property Address | 1120 LOCUST ST, SUTHERLAND, NE 69165-2085 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202104692 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 202104692 |
| Name | ADAMS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SUTHERLAND, NE 69165 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NE |
| Property Address | 1120 LOCUST ST, SUTHERLAND, NE 69165-2085 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202104692 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 202104692 |
| Name | ADAMS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SUTHERLAND, NE 69165 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NE |
| Recording Date | Feb 27, 2014 |
| Property Address | 1120 LOCUST ST, SUTHERLAND, NE 69165-2085 |
| Document Number | 0201400874 |
| Instrument Date | Dec 30, 2013 |
| Instrument | 201400874 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NE |
| Recording Date | Aug 27, 2010 |
| Property Address | 1120 LOCUST ST, SUTHERLAND, NE 69165-2085 |
| Document Number | 0201004947 |
| Instrument Date | Aug 27, 2010 |
| Instrument | 201004947 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $110.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
The 2025 property tax bill for 1120 Locust St was $1,952.
Source: Lincoln County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lincoln County |
| Municipality | Sutherland Village |
| Unified School District | Sutherland Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,952.00 | $138,738 Land $21,070 Building $117,668 | $138,738 Land $21,070 Building $117,668 |
| 2023 | $2,082.00 | $116,758 Land $16,170 Building $100,588 | $116,758 Land $16,170 Building $100,588 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective February 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1120 Locust St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SUTHERLAND serves 1,313 people · EPA ID NE3111111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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