Schenectady County and Schenectady City property record for 1040 Keyes Ave, Schenectady, NY 12309
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,304 sqft · built 1920 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | Company Name on Record |
| Last Sale | $220,000 (Jul 2022) |
| Tax Bill | $6,758 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.31-2-27 |
| Primary APN | 421500 50.31-2-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Total Area |
| 1st Floor Area | 1,152 sqft |
| 2nd Floor Area | 1,152 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,200 sqft (0.119 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 378 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1040 KEYES AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5708 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Subdivision | LOTS BELONGING TO PETER MEANEY |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1737 UNION ST, SCHENECTADY, NY 12309-6275 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 15, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage SUNMARK FCU |
| Feb 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Feb 4, 2020 · Amount on Record |
| Deed Document Number | 202236975 |
| Deed Book / Page | 2088 / 514 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 15, 2022 |
| Property Address | 1040 KEYES AVE, SCHENECTADY, NY 12309-5708 |
| Document Number | 0000036975 |
| Book / Page | 2088 / 514 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 202236975 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 KEYES AVE, 1040, SCHENECTADY, NY 12309-5708 |
| Name | Verified Name |
|---|---|
| Address | 10 COURTNEY DR, DELANSON, NY 12053-3550 |
| Document Number | 0000036976 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 202236976 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 4, 2020 |
| Property Address | 1040 KEYES AVE, SCHENECTADY, NY 12309-5708 |
| Document Number | 0000004902 |
| Book / Page | 2029 / 845 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 202004902 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 N LAKE AVE, 53, ALBANY, NY 12206-2514 |
| Name | Verified Name |
|---|---|
| Address | 18 BRENTWOOD BLVD, SARATOGA SPRINGS, NY 12866-5898 |
| Document Number | 0000004904 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 4970/570 |
| Instrument | 202004904 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,758.00 (+6.59%) | $120,800 (-) Land $18,100 Building $102,700 | $200,033 (+30.82%) Land $29,972 Building $170,061 |
| 2023 | $120,800 (-) Land $18,100 Building $102,700 | $152,911 (+3.8%) Land $22,911 Building $130,000 | |
| 2022 | $120,800 Land $18,100 Building $102,700 | $147,317 Land $22,073 Building $125,244 | |
| 2021 | $6,340.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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