1039 Keyes Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1039 Keyes Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,060 sqft · built 1900
Lot Size0.119 acres (5,200 sqft)
OwnerIndividual Name on Record
Last Sale$76,320 (Sep 2015)
Tax Bill$5,052 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 50.31-1-12

Property Details

APN / Parcel Number

Primary APN421500 50.31-1-12
Alternative APN
  • 150005003100010120000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,060 sqft Living Area
1st Floor Area1,030 sqft
2nd Floor Area1,030 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area284 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1039 KEYES AVE
CitySCHENECTADY
StateNY
Zip12309-5707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal SubdivisionLOTS BELONGING TO PETER MEANEY
Legal Block1
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2005
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1039 KEYES AVE, SCHENECTADY, NY 12309-5707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2015 · Amount on Record
Deed SaleSep 11, 2015 · Amount on Record
Prior SaleSep 11, 2015 · Amount on Record
Deed Book / Page1921 / 931
Prior Transfer DateOct 16, 2014
Prior Transfer Doc0000051127
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1039 KEYES AVE, SCHENECTADY, NY 12309-5707
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1039 KEYES AVE, SCHENECTADY, NY 12309-5707

Mortgage

Document Number0000043939
DateAug 17, 2022
Book Page5248/891
Instrument202243939
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,052.00 (+2.25%)
2025$4,941.00 (+5.42%)$93,940 (-) Land $22,200 Building $71,740$155,556 (+30.82%) Land $36,761 Building $118,795
2023$93,940 (-) Land $22,200 Building $71,740$118,911 (+3.8%) Land $28,101 Building $90,810
2022$93,940 Land $22,200 Building $71,740$114,561 Land $27,073 Building $87,488
2021$4,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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