1036 Keyes Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1036 Keyes Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,509 sqft · built 1930
Lot Size0.119 acres (5,200 sqft)
OwnerIndividual Name on Record
Last Sale$110,500 (Sep 2018)
Tax Bill$5,900 (2026)
Deeds & MortgagesFeb 2024 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.31-2-26

Property Details

APN / Parcel Number

Primary APN421500 50.31-2-26
Alternative APN
  • 150005003100020260000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,509 sqft Living Area
1st Floor Area1,041 sqft
Upper Floors Area468 sqft
AtticAttic
Attic Area468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area154 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1036 KEYES AVE
CitySCHENECTADY
StateNY
Zip12309-5708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1X WOOD AND GARAGE
Legal SubdivisionPETER MEANEY
Legal Block2
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2006
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1036 KEYES AVE, SCHENECTADY, NY 12309-5708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 10, 2018Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2018 · Amount on Record
Deed SaleSep 10, 2018 · Amount on Record
Prior SaleMar 1, 2006 · Amount on Record
Deed Document Number201840218
Deed Book / Page1995 / 405
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1036 KEYES AVE, SCHENECTADY, NY 12309-5708
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1036 KEYES AVE, SCHENECTADY, NY 12309-5708

Mortgage

Document Number0000007435
DateFeb 6, 2024
Book Page5357/141
Instrument202407435
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term478 Months
DueDec 1, 2063

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 10, 2018
Property Address1036 KEYES AVE, SCHENECTADY, NY 12309-5708
Document Number0000040218
Book / Page1995 / 405
Instrument DateSep 7, 2018
Instrument201840218
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$442.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 VISTA DR, 13, SCOTIA, NY 12302-3231

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 HILLCREST VLG E, SCHENECTADY, NY 12309-3823

Mortgage

Document Number0000040219
DateSep 10, 2018
Instrument201840219
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,900.00 (+2.04%)
2025$5,782.00 (+4.73%)$114,500 (-) Land $17,200 Building $97,300$189,601 (+30.82%) Land $28,482 Building $161,119
2023$114,500 (-) Land $17,200 Building $97,300$144,937 (+3.8%) Land $21,772 Building $123,165
2022$114,500 Land $17,200 Building $97,300$139,634 Land $20,976 Building $118,658
2021$5,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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