1040 Elbert St, Denver, CO 80221 Property Records

Adams County property record for 1040 Elbert St, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1960
Lot Size	0.191 acres (8,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,500 (Mar 1994)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1719-33-1-22-017`

Property Details

APN / Parcel Number

Primary APN	`1719-33-1-22-017`
Alternative APNs	`0171933122017` `R0067623`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,330 sqft (0.191 acres)
Lot Dimensions	119 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0067623
Street Address	1040 ELBERT ST
City	DENVER
State	CO
Zip	80221-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SUB:VALLEY VISTA FILING NO 2 BLK:2 LOT:11
Legal Range	68W
Legal Township	02S
Legal Section	33
Legal Quarter	1
Legal Subdivision	VALLEY VISTA
Legal Block	2
Legal Lot Number	11
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	4
Census Block	4002
Census Tract	9308

Owner

Source: Adams County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 ELBERT ST, DENVER, CO 80221-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 14, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jul 15, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 1994 · Amount on Record
Deed Sale	Mar 21, 1994 · Amount on Record
Prior Sale	Feb 22, 1993
Deed Document Number	19941230627
Deed Book / Page	4280 / 655
Last Transfer Date	Feb 23, 2001
Transfer Doc	000C766468
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1040 ELBERT ST, DENVER, CO 80221-8304
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 ELBERT ST, DENVER, CO 80221-8304

Mortgage

Document Number	0000056027
Date	Oct 3, 2023
Instrument	2023000056027

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BROOMFIELD, CO 80021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1040 ELBERT ST, DENVER, CO 80221-8304
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068358
Date	Jun 8, 2021
Instrument	2021000068358

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1040 ELBERT ST, DENVER, CO 80221-8304
Document Number	0000111672
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1040 ELBERT ST DENVER CO 802218304, DENVER, CO 80221-8304

Mortgage

Document Number	0000111672
Date	Dec 19, 2019
Instrument	111672

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Dec 18, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1040 ELBERT ST, DENVER, CO 80221-8304
Document Number	0000056826
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1040 ELBERT ST DENVER CO 802218304, DENVER, CO 80221-8304

Mortgage

Document Number	0000056826
Date	Jul 19, 2019
Instrument	56826

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1040 ELBERT ST, DENVER, CO 80221-8304
Document Number	0000072614
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1040 ELBERT ST DENVER CO 802218304, DENVER, CO 80221-8304

Mortgage

Document Number	0000072614
Date	Sep 6, 2018
Instrument	72614

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1040 ELBERT ST, DENVER, CO 80221-8304
Document Number	0000005229
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1040 ELBERT ST DENVER CO 802218304, DENVER, CO 80221-8304

Mortgage

Document Number	0000005229
Date	Jan 17, 2018
Instrument	5229

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2038

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1040 ELBERT ST, DENVER, CO 80221-8304
Document Number	0000061346
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1040 ELBERT ST DENVER CO 802218304, DENVER, CO 80221-8304

Mortgage

Document Number	0000061346
Date	Jul 18, 2017
Instrument	61346

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 17, 2037

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00 (-49.09%)	$27,340 (-3.77%) Land $6,120 Building $21,220	$402,000 (-4.29%) Land $90,000 Building $312,000
2024	$2,025.00 (-39.53%)
2023	$3,349.00 (-0.68%)	$28,410 (+0.28%) Land $5,610 Building $22,800	$420,000 (+3.05%) Land $83,000 Building $337,000
2022	$3,372.00	$28,330 Land $11,540 Building $16,790	$407,559 Land $166,000 Building $241,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aerux Broadband, LiveWireNet.

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