Adams County property record for 981 Elbert St, Denver, CO 80221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,000 sqft · built 1960 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,088 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0067463 |
| Primary APN | R0067463 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 1,000 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 120 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R0067463 |
|---|---|
| Old Parcel Number | 171933116010 |
| Street Address | 981 ELBERT ST |
| City | DENVER |
| State | CO |
| Zip | 80221-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:VALLEY VISTA FILING NO 2 BLK:1 LOT:12 |
| Legal Range | 68W |
| Legal Township | 02S |
| Legal Section | 33 |
| Legal Quarter | SW |
| Legal Subdivision | VALLEY VISTA |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 9308 |
Source: Adams County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 981 ELBERT ST, DENVER, CO 80221-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 981 ELBERT ST, DENVER, CO 80221-3723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000135709 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020000135709 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Adams County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Unified School District | Westminster Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,088.00 (-69.2%) | $19,930 (-33.48%) Land $4,280 Building $15,650 | $419,000 (-5.42%) Land $90,000 Building $329,000 |
| 2023 | $3,533.00 (+8.94%) | $29,960 (+9.94%) Land $5,610 Building $24,350 | $443,000 (+13.01%) Land $83,000 Building $360,000 |
| 2022 | $3,243.00 | $27,250 Land $11,540 Building $15,710 | $392,000 Land $166,000 Building $226,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Aerux Broadband, LiveWireNet.
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