1041 Elbert St, Denver, CO 80221 Property Records

Adams County property record for 1041 Elbert St, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1960
Lot Size	0.19 acres (8,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,000 (Jul 1993)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1719-33-1-16-007`

Property Details

APN / Parcel Number

Primary APN	`1719-33-1-16-007`
Alternative APNs	`0171933116007` `R0067460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	2,530 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	400 sqft
Unfinished Basement	744 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,280 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0067460
Street Address	1041 ELBERT ST
City	DENVER
State	CO
Zip	80221-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SUB:VALLEY VISTA FILING NO 2 BLK:1 LOT:15
Legal Range	68W
Legal Township	02S
Legal Section	33
Legal Quarter	1
Legal Subdivision	VALLEY VISTA
Legal Block	1
Legal Lot Number	15
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	4
Census Block	4001
Census Tract	9308

Owner

Source: Adams County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1041 ELBERT ST, DENVER, CO 80221-8305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Commercial Mortgage HTLF BANK
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit CITYWIDE BANKS
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 1993 · Amount on Record
Deed Sale	Jul 26, 1993 · Amount on Record
Deed Book / Page	4116 / 913
Last Transfer Date	Aug 25, 2000
Transfer Doc	000C706761
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1041 ELBERT ST, DENVER, CO 80221-8305
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 ELBERT ST, DENVER, CO 80221-8305

Mortgage

Document Number	0000006418
Date	Feb 7, 2024
Instrument	2024000006418

Lender

Name	HTLF BANK
Type	Bank
Address	ARVADA, CO 80002

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 31, 2039

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1041 ELBERT ST, DENVER, CO 80221-8305
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 ELBERT ST, DENVER, CO 80221-8305

Mortgage

Document Number	0000014825
Date	Feb 16, 2022
Instrument	2022000014825

Lender

Name	CITYWIDE BANKS
Type	Bank
Address	ARVADA, CO 80002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1041 ELBERT ST, DENVER, CO 80221-8305
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129561
Date	Nov 3, 2021
Instrument	2021000129561

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1041 ELBERT ST, DENVER, CO 80221-8305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107539
Date	Oct 21, 2020
Instrument	2020000107539

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,485.00 (-52.03%)	$29,580 (-4.92%) Land $6,120 Building $23,460	$435,000 (-5.43%) Land $90,000 Building $345,000
2024	$3,096.00 (-15.59%)
2023	$3,668.00 (+5.01%)	$31,110 (+6%) Land $5,610 Building $25,500	$460,000 (+8.94%) Land $83,000 Building $377,000
2022	$3,493.00	$29,350 Land $11,540 Building $17,810	$422,251 Land $166,000 Building $256,251

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aerux Broadband, LiveWireNet.

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