1040 Cornelia St, Elgin, SC 29045 Property Records

Richland County property record for 1040 Cornelia St, Elgin, SC 29045

Property Summary

Details	3 bd · 2.5 ba · 1,395 sqft · built 2023
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$203,900 (Dec 2023)
Tax Bill	$169 (2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R28802-04-16`

Property Details

APN / Parcel Number

Primary APN	`R28802-04-16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,395 sqft Living Area
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	3,049 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1040 CORNELIA ST
City	ELGIN
State	SC
Zip	29045-7920
Property Category	Other
Property Type	Unknown
Local Zoning Code	PD
Legal Description	LOT 25 22X144.7X22X144.9 #SU LIBERTY RIDGE TOWNHOMES #PR RB2811-2905/2906
Legal Lot Number	22,25
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2079
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Deed Document Number	202353879
Deed Book / Page	2886 / 1687
Record Updated	Sep 20, 2026

December 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 14, 2023
Property Address	1040 CORNELIA ST, ELGIN, SC 29045-7920
Document Number	0028861687
Book / Page	2886 / 1687
Map Reference	MB 2851 PG 298&299
Instrument Date	Dec 11, 2023
Instrument	2023053879
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2024
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$530.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CORNELIA ST, ELGIN, SC 29045-7920

Mortgage

Document Number	2023053880
Date	Dec 14, 2023
Instrument	2023053880

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025		$203,900 Land $10,000 Building $193,900
2023	$169.00 Additional exemption filed

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20