1036 Cornelia St, Elgin, SC 29045 Property Records

Richland County property record for 1036 Cornelia St, Elgin, SC 29045

Property Summary

Details3 bd · 2.5 ba · 1,429 sqft · built 2023
Lot Size0.069 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$217,700 (Nov 2023)
Tax Bill$1,914 (2025)
Deeds & MortgagesJun 2025 Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR28802-04-14

Property Details

APN / Parcel Number

Primary APNR28802-04-14

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,429 sqft Heated Area
FlooringWood

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Lot Area3,049 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1036 CORNELIA ST
CityELGIN
StateSC
Zip29045-7920
Property CategoryOther
Property TypeUnknown
Local Zoning CodePD
Legal DescriptionLOT 27 22.5X145X22.5X145 #SU LIBERTY RIDGE TOWNHOMES #PR RB2811-2905/2906; RB2851-298
Legal Lot Number22,27
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2079
Census Tract11407

Owner

Source: Richland County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2025Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Nov 22, 2023Deed, Subdivision Related Transfer · FHA Mortgage
FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Deed Document Number202350626
Deed Book / Page2881 / 1368
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address1036 CORNELIA ST, ELGIN, SC 29045-7920
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030312130
DateJun 23, 2025
Book Page3031/2130
Instrument2025028870
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

November 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateNov 22, 2023
Property Address1036 CORNELIA ST, ELGIN, SC 29045-7920
Document Number0028811368
Book / Page2881 / 1368
Map ReferenceMB 2851 PG 298&299
Instrument DateNov 15, 2023
Instrument2023050626
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 6, 2026
Title CompanyUNKNOWN, HARVEY & VALLINI LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$566.80
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1036 CORNELIA STREET, ELGIN, SC 29045-7920

Mortgage

Document Number2023050627
DateNov 22, 2023
Instrument2023050627
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,914.00 (+1,032.54%)$217,700 Land $10,000 Building $207,700$217,700 Land $10,000 Building $207,700
2023$169.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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