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1030 Cornelia St, Elgin, SC 29045 Property Records

Richland County property record for 1030 Cornelia St, Elgin, SC 29045

Property Summary

Details3 bd · 2.5 ba · 1,395 sqft · built 2023
Lot Size0.069 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$207,700 (Jan 2024)
Tax Bill$1,826 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR28802-04-11

Property Details

APN / Parcel Number

Primary APNR28802-04-11

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,395 sqft Heated Area
FlooringWood

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area3,049 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1030 CORNELIA ST
CityELGIN
StateSC
Zip29045-7920
Property CategoryOther
Property TypeUnknown
Local Zoning CodePD
Legal DescriptionLOT 29 22X145X22X145 #SU LIBERTY RIDGE TOWNHOMES #PR RB2811-2905/2906
Legal SubdivisionLIBERTY RIDGE TOWNHOMES
Legal Lot Number22,29
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2079
Census Tract11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1030 CORNELIA ST, ELGIN, SC 29045-7920
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 19, 2024Deed, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2024 · Amount on Record
Deed SaleJan 19, 2024 · Amount on Record
Deed Document Number20242786
Deed Book / Page2893 / 3902
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address1030 CORNELIA ST, ELGIN, SC 29045-7920
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 CORNELIA ST, ELGIN, SC 29045-7920
InvestorPossibly a Property Investor

Mortgage

Document Number0031002526
DateFeb 18, 2026
Book Page3100/2526
Instrument2026007744
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

January 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateJan 19, 2024
Property Address1030 CORNELIA ST, ELGIN, SC 29045-7920
Document Number0028933902
Book / Page2893 / 3902
Map ReferenceMB 2851 PG 298&299
Instrument DateJan 5, 2024
Instrument2024002786
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 12, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$540.80
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 CORNELIA ST, ELGIN, SC 29045-7920
InvestorPossibly a Property Investor

Mortgage

Document Number2024002787
DateJan 19, 2024
Instrument2024002787
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025$1,826.00 (+980.47%)$207,700 Land $38,500 Building $169,200
2023$169.00 Additional exemption filed

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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