Kenton County property record for 1040 Capitol Ave, Elsmere, KY 41018 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 936 sqft · built 1995 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jan 2022) |
| Tax Bill | $3,025 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-00-005.44 |
| Primary APN | 016-10-00-005.44 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 936 sqft Finished Area |
| Gross Area | 1,036 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 168 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1040 CAPITOL AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHBROOK CROSSING SEC 2 LOT 29 |
| Legal Subdivision | ASHBROOK CROSSING |
| Legal Phase | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 65600 |
Source: Kenton County records · APN 016-10-00-005.44
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 CAPITOL AVE, ELSMERE, KY 41018-2446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Jan 31, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | Nov 04, 2003 · Amount on Record |
| Deed Document Number | 2022231 |
| Deed Book / Page | 145 / 715 |
| Prior Transfer Date | Dec 31, 2021 |
| Prior Transfer Doc | 0005900231 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1040 CAPITOL AVE, ELSMERE, KY 41018-2446 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1040 CAPITOL AVE, ELSMERE, KY 41018-2446 |
| Document Number | 0005900243 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | KCM 470/338 |
| Instrument | 23062105900243 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 31, 2022 |
| Property Address | 1040 CAPITOL AVE, ELSMERE, KY 41018-2446 |
| Document Number | 0005900231 |
| Book / Page | 145 / 715 |
| Map Reference | SL 1662 |
| Instrument Date | Dec 31, 2021 |
| Instrument | 22013105900231 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 CAPITOL AVE, ELSMERE, KY 41018-2446 |
| Document Number | 0005900232 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 22013105900232 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,025.00 (+1.31%) | $199,200 (-) Land $25,000 Building $174,200 | $199,200 (-) Land $25,000 Building $174,200 |
| 2023 | $2,986.00 | $199,200 Land $25,000 Building $174,200 | $199,200 Land $25,000 Building $174,200 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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