1022 Capitol Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1022 Capitol Ave, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1955
Lot Size	0.196 acres (8,525 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2025)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-022.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-022.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Finished Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,525 sqft (0.196 acres)
Lot Dimensions	170 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1022 CAPITOL AVE
City	ELSMERE
State	KY
Zip	41018-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X170.5FT WS CAPITOL AVE EXT 100FT FROM WILKENS
Legal Subdivision	WYCLIFF ACRES SUBDIVISION
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1022 CAPITOL AVE, ELSMERE, KY 41018-2446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Quit Claim Deed, Transfer · Commercial Mortgage COMMUNITY TRUST BANK INC
Sep 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Jun 16, 2025 · Amount on Record
Deed Document Number	202531
Deed Book / Page	354 / 39
Prior Transfer Date	Sep 12, 2017
Prior Transfer Doc	0000000157
Record Updated	Jun 8, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jun 2, 2021
Property Address	1022 CAPITOL AVE, ELSMERE, KY 41018-2446
Document Number	0005900029
Book / Page	94 / 445
Instrument Date	Mar 19, 2021
Instrument	21060205900029
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	PRIORITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 PIKE ST, COVINGTON, KY 41011-2179

Mortgage

Document Number	0005900031
Date	Jun 2, 2021
Instrument	21060205900031

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	114 Months
Due	Dec 4, 2030

Mortgage

Document Number	0005900030
Date	Jun 2, 2021
Book Page	224/195
Instrument	21060205900030

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	114 Months
Due	Dec 4, 2030

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 19, 2017
Property Address	1022 CAPITOL AVE, ELSMERE, KY 41018-2446
Document Number	0000000157
Book / Page	0C6250 / 000225
Instrument Date	Sep 12, 2017
Instrument	157
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	814 BRITTANY TRL FLORENCE KY 410423190, FLORENCE, KY 41042-3190

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00 (+1.32%)	$147,100 (-) Land $25,000 Building $122,100	$147,100 (-) Land $25,000 Building $122,100
2023	$2,205.00	$147,100 Land $25,000 Building $122,100	$147,100 Land $25,000 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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