Kenton County property record for 1032 Capitol Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1995 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,900 (Jan 2013) |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-00-005.42 |
| Primary APN | 016-10-00-005.42 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,008 sqft Finished Area |
| Gross Area | 1,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1032 CAPITOL AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHBROOK CROSSING SEC 2 LOT 27 |
| Legal Subdivision | ASHBROOK CROSSING |
| Legal Phase | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 65600 |
1032 Capitol Ave is owned and occupied by an individual who bought it in January 2013.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1032 CAPITOL AVE, ELSMERE, KY 41018-2446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2013 · Amount on File |
| Deed Sale | Jan 22, 2013 · Amount on File |
| Prior Sale | Oct 12, 2012 · Amount on File |
| Deed Document Number | 201301 22 059 00043 |
| Deed Book / Page | 5061 / 122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1032 CAPITOL AVE, ELSMERE, KY 41018-2446 |
| Document Number | 0000000182 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1032 CAPITOL AVE ELSMERE KY 410182446, ELSMERE, KY 41018-2446 |
| Document Number | 0000000182 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 0C6513/000348 |
| Instrument | 182 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1032 Capitol Ave was $2,802.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,500 (-) Land $25,000 Building $159,500 | $184,500 (-) Land $25,000 Building $159,500 | |
| 2025 | $2,802.00 | $184,500 Land $25,000 Building $159,500 | $184,500 Land $25,000 Building $159,500 |
| 2023 | $2,765.00 | $184,500 Land $25,000 Building $159,500 | $184,500 Land $25,000 Building $159,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1032 Capitol Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1032 Capitol Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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