1040 Bluff St, Delta, CO 81416 Property Records

Delta County property record for 1040 Bluff St, Delta, CO 81416

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 726 sqft · built 1946
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$116,600 (Jan 2008)
Tax Bill$760 (2025)
Flood ZoneZone X (minimal risk)
APNR015298

Property Details

APN / Parcel Number

Primary APNR015298
Alternative APN
  • 345724401005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area726 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemConvection
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberR015298
Street Address1040 BLUFF ST
CityDELTA
StateCO
Zip81416-2131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1040 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: HILLMANS SUB DE BLOCK: 1 LOT: 23 AND:- LOT: 24 TOTAL AC .11+- HILLMANS SUBD /DELTA BLK 1 LT 23 & 24 SEC 24 T15S R96W 6PM BK 446 PG 1057 (R-351375) BK 575 PG 248 BK 613 PG 91 BK 652 PG 94 BK 6
Legal SubdivisionHILLMANS SUB DE
Legal Block1
Legal Lot Number23
JurisdictionDELTA CO
Township / Civil DivisionDELTA
Census Block Group2
Census Block2050
Census Tract965100

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1040 BLUFF ST, DELTA, CO 81416-2131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2008 · Amount on Record
Deed SaleJan 8, 2008 · Amount on Record
Prior SaleJun 29, 2006 · Amount on Record
Deed Document Number2008621961
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$760.00 (+57.68%)$11,181 (+53.25%) Land $3,125 Building $8,056$178,890 (+64.27%) Land $50,000 Building $128,890
2024$482.00 (+3.88%)$7,296 (-) Land $2,226 Building $5,070
2023$464.00 (-2.93%)$7,296 (-1.6%) Land $2,226 Building $5,070$108,898 (+2.07%) Land $33,221 Building $75,677
2022$478.00$7,415 Land $3,128 Building $4,287$106,685 Land $45,000 Building $61,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1984–1992)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DELTA
serves 8,700 people · EPA ID CO0115205
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionFeb 2024
Also Mapped HereTRI COUNTY WCD

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Elevate Internet
Fiber
6,000 / 6,000
Clearnetworx
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Bluff St

Nearby Streets

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