1021 Bluff St, Delta, CO 81416 Property Records

Delta County property record for 1021 Bluff St, Delta, CO 81416

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,624 sqft · built 1995
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Jul 2024)
Tax Bill$1,241 (2025)
Deeds & MortgagesJul 2024 Mortgage
Sep 2008 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APNR015314

Property Details

APN / Parcel Number

Primary APNR015314
Alternative APN
  • 345724402014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,624 sqft Living Area
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelCoal
SewerMunicipal

Location & Zoning

Account NumberR015314
Street Address1021 BLUFF ST
CityDELTA
StateCO
Zip81416-2130
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description1021 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: HILLMANS SUB DE BLOCK: 6 LOT: 5 AND:- LOT: 6, TOTAL ACRES 0.18 +/- HILLMANS SUBD /DELTA BLK 6 LTS 5 & 6 SEC 24 T15S R96W BK 438 PG 217 (R-340846) BK 654 PGS 218 & 221 BK 740 PGS 387 & 388 BK
Legal SubdivisionHILLMANS SUB DE
Legal Block6
Legal Lot Number5
JurisdictionDELTA CO
Township / Civil DivisionDELTA
Census Block Group2
Census Block2080
Census Tract965100

Owner

1021 Bluff St, a mobile home, is owned and occupied by two individuals who bought it in July 2024.

Source: Delta County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1021 BLUFF ST, DELTA, CO 81416-2130
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2024Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Sep 29, 2008Deed of Trust, Mortgage · FHA Mortgage
MARKET STREET MORTGAGE CORP
Jul 8, 2024Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Jun 30, 2021Personal Representative Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Dec 11, 2019Correction Deed
Jun 5, 2015Intrafamily Transfer, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Apr 12, 2006Warranty Deed, Transfer · FHA Mortgage
MARKET STREET MORTGAGE CORP
Aug 22, 2005Warranty Deed, Transfer · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2024 · Amount on File
Deed SaleJul 8, 2024 · Amount on File
Prior SaleJun 30, 2021 · Amount on File
Deed Document Number2024754074
Prior Transfer DateMay 21, 2015
Prior Transfer Doc0000680703
Record UpdatedJun 8, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address1021 BLUFF ST, DELTA, CO 81416-2130
Transaction TypeMortgage
Record UpdatedMar 9, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1693 MARKET WAY 102, 102, DELTA, CO 81416-3452

Mortgage

Document Number0000754075
DateJul 8, 2024
Instrument754075
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2054

September 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address1021 BLUFF ST, DELTA, CO 81416-2130
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000629159
DateSep 29, 2008
Instrument629159
Lender
NameMARKET STREET MORTGAGE CORP
TypeMortgage Company
AddressTAMPA, FL 33622
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term332 Months
DueMay 1, 2036

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateJul 8, 2024
Property Address1021 BLUFF ST, DELTA, CO 81416-2130
Document Number0000754074
Instrument DateJul 5, 2024
Instrument754074
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$31.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1021 BLUFF ST, DELTA, CO 81416-2130

June 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionDELTA CO
Recording DateJun 30, 2021
Property Address1021 BLUFF ST, DELTA, CO 81416-2130
Document Number0000730534
Instrument DateJun 26, 2021
Instrument730534
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 BLUFF ST, DELTA, CO 81416-2130
InvestorPossibly a Property Investor

Mortgage

Document Number0000730535
DateJun 30, 2021
Instrument730535
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

December 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionDELTA CO
Recording DateDec 11, 2019
Property Address1021 BLUFF ST, DELTA, CO 81416-2130
Document Number0000715627
Instrument DateDec 10, 2019
Instrument715627
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 BLUFF ST, DELTA, CO 81416-2130

June 2015: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDELTA CO
Recording DateJun 5, 2015
Property Address1021 BLUFF ST, DELTA, CO 81416-2130
Document Number0000680703
Instrument DateMay 21, 2015
Instrument680703
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyCARRINGTON TITLE SERVICES, CARRINGTON TITLE SERVICES LL

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1021 BLUFF ST, DELTA, CO 81416-2130

Mortgage

Document Number0000680704
DateJun 5, 2015
Instrument680704
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2045

April 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateApr 12, 2006
Property Address1021 BLUFF ST, DELTA, CO 81416-2130
Document Number0000602429
Instrument DateApr 6, 2006
Instrument602429
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanySECURITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1021 BLUFF ST, DELTA, CO 81416-2130

Mortgage

Document Number0000602431
DateApr 12, 2006
Instrument602431
Lender
NameMARKET STREET MORTGAGE CORP
TypeMortgage Company
AddressTAMPA, FL 33622
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2036

August 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateAug 22, 2005
Property Address1021 BLUFF ST, DELTA, CO 81416-2130
Document Number0000594709
Instrument DateAug 18, 2005
Instrument594709
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$15.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 BLUFF ST, DELTA, CO 81416-2130
InvestorPossibly a Property Investor

Mortgage

Document Number0000594710
DateAug 22, 2005
Instrument594710
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2035

Mortgage

Document Number0000594711
DateAug 22, 2005
Instrument594711
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1021 Bluff St was $1,241, up 24.2% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,241.00 (+24.22%)$18,242 (+20.74%) Land $3,125 Building $15,117$291,875 Land $50,000 Building $241,875
2024$999.00 (+3.95%)$15,109 (-) Land $2,693 Building $12,416
2023$961.00 (+54.75%)$15,109 (+56.9%) Land $2,693 Building $12,416$225,513 (+62.76%) Land $40,197 Building $185,316
2022$621.00$9,630 Land $3,128 Building $6,502$138,554 Land $45,000 Building $93,554

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1021 Bluff St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1984–1992)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1021 Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DELTA
serves 8,700 people · EPA ID CO0115205
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionFeb 2024
Also Mapped HereTRI COUNTY WCD

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Elevate Internet
Fiber
6,000 / 6,000
Clearnetworx
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Bluff St

Nearby Streets

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