1038 Bluff St, Delta, CO 81416 Property Records

Delta County property record for 1038 Bluff St, Delta, CO 81416

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1997
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$89,700 (Aug 1999)
Tax Bill	$689 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R015297`

Property Details

APN / Parcel Number

Primary APN	`R015297`
Alternative APN	`345724401004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,344 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R015297
Street Address	1038 BLUFF ST
City	DELTA
State	CO
Zip	81416-2131
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1038 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: HILLMANS SUB DE BLOCK: 1 LOT: 25 AND:- LOT: 26 TOTAL AC .11+- HILLMANS SUBD DELTA BLK 1 LT 25 & 26 SEC 24 T15S R96W 6PM BK 296 PG 97 BK 308 PG 280 BK 318 PG 211 BK 336 PG 517 BK 346 PG 493 BK
Legal Subdivision	HILLMANS SUB DE
Legal Block	1
Legal Lot Number	25
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2050
Census Tract	965100

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1038 BLUFF ST, DELTA, CO 81416-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Oct 11, 2005	Deed of Trust, Mortgage BENEFICIAL MORTGAGE COMPANY OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 1999 · Amount on Record
Deed Sale	Aug 6, 1999 · Amount on Record
Prior Sale	Apr 18, 1997 · Amount on Record
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1038 BLUFF ST, DELTA, CO 81416-2131
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000703546
Date	May 22, 2018
Instrument	703546

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1038 BLUFF ST, DELTA, CO 81416-2131
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000735633
Date	Dec 29, 2021
Instrument	735633

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1038 BLUFF ST, DELTA, CO 81416-2131
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596424
Date	Oct 11, 2005
Instrument	596424

Lender

Name	BENEFICIAL MORTGAGE COMPANY OF COLORADO
Type	Mortgage Company
Address	GRAND JUNCTION, CO 81505

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2020

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 (+58.39%)	$16,380 (+24.43%) Land $3,125 Building $13,255	$262,078 (+33.39%) Land $50,000 Building $212,078
2024	$435.00 (+3.82%)	$13,164 (-) Land $2,617 Building $10,547
2023	$419.00 (+12.94%)	$13,164 (+14.43%) Land $2,617 Building $10,547	$196,482 (+18.71%) Land $39,065 Building $157,417
2022	$371.00	$11,504 Land $3,128 Building $8,376	$165,517 Land $45,000 Building $120,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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