104 Willow Bend Cir, Saltillo, MS 38866 Property Records

Lee County property record for 104 Willow Bend Cir, Saltillo, MS 38866

Property Summary

Property Type	Single Family Home
Details	1 ba · 947 sqft · built 1994
Owner	Individual Name on File
Tax Bill	$2,073 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054L-20-039-00`

Property Details

APN / Parcel Number

Primary APN	`054L-20-039-00`
Alternative APNs	`033447` `33447`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	947 sqft Heated Area
Gross Area	1,315 sqft
1st Floor Area	947 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asbestos
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Patio Area	230 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	033447
Old Parcel Number	054L-20-039-00
Street Address	104 WILLOW BEND CIR
City	SALTILLO
State	MS
Zip	38866-9121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 PT NE1/4 NW1/4 104 WILLOW BEND
Legal Range	06E
Legal Township	08S
Legal Section	20
Legal Subdivision	WILLOWBEND
Legal Lot Number	9
Jurisdiction	LEE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	950204

Owner

104 Willow Bend Cir is owned and occupied by an individual who acquired it in January 2024.

Source: Lee County records, as of October 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	104 WILLOW BEND CIR, SALTILLO, MS 38866-9121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage RENASANT BANK
Sep 2, 2020	Deed of Trust, Mortgage RENASANT BANK
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024
Deed Sale	Jan 5, 2024
Prior Sale	Dec 11, 2015
Deed Document Number	2024000181
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	104 WILLOW BEND CIR, SALTILLO, MS 38866-9121
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 CULLEN RD, OXFORD, MS 38655-2206

Mortgage

Document Number	2020013258
Date	Sep 24, 2020
Instrument	2020013258

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	119 Months
Due	Aug 15, 2030

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	104 WILLOW BEND CIR, SALTILLO, MS 38866-9121
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 CULLEN RD, OXFORD, MS 38655-2206

Mortgage

Document Number	2020012115
Date	Sep 2, 2020
Instrument	2020012115

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	119 Months
Due	Aug 15, 2030

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Jan 5, 2024
Property Address	104 WILLOW BEND CIR, SALTILLO, MS 38866-9121
Document Number	2024000181
Instrument Date	Dec 27, 2023
Instrument	2024000181
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WILLOW BEND CIR, SALTILLO, MS 38866-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WILLOW BEND CIR, SALTILLO, MS 38866-9121

Mortgage

Document Number	2024000182
Date	Jan 5, 2024
Instrument	2024000182

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 104 Willow Bend Cir was $2,073 with a homeowner's exemption.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Saltillo City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,073.00 Homeowner's exemption	$15,674	$156,740 Land $25,000 Building $131,740
2023	$2,069.00	$15,708	$104,720 Land $25,000 Building $79,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Willow Bend Cir in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	25 (2013–2024)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Willow Bend Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALTILLO serves 6,766 people · EPA ID MS0410012
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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