Lee County property record for 103 Willow Bend Cir, Saltillo, MS 38866
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,276 sqft · built 1994 |
| Owner | 2 Individual Names on File |
| Last Sale | $83,000 (Oct 2002) |
| Tax Bill | $1,634 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jul 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 054L-20-041-00 |
| Primary APN | 054L-20-041-00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,276 sqft Heated Area |
| Gross Area | 1,629 sqft |
| 1st Floor Area | 1,276 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Patio Area | 80 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 033449 |
|---|---|
| Old Parcel Number | 054L-20-041-00 |
| Street Address | 103 WILLOW BEND CIR |
| City | SALTILLO |
| State | MS |
| Zip | 38866-8894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 PT LOT 12 & PT NE1/4 NW1/4 |
| Legal Range | 06E |
| Legal Township | 08S |
| Legal Section | 20 |
| Legal Subdivision | WILLOWBEND |
| Legal Lot Number | 11-12 |
| Jurisdiction | LEE MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950204 |
103 Willow Bend Cir is owned and occupied by two individuals who bought it in October 2002.
Source: Lee County records, as of October 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 WILLOW BEND CIR, SALTILLO, MS 38866-8894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Jul 23, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2002 · Amount on File |
| Deed Sale | Oct 4, 2002 · Amount on File |
| Deed Document Number | 0000217149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 103 WILLOW BEND CIR, SALTILLO, MS 38866-8894 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 103 WILLOW BEND CIR, SALTILLO, MS 38866-8894 |
| Investor | Possibly a Property Investor |
| Document Number | 2023011585 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023011585 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 103 WILLOW BEND CIR, SALTILLO, MS 38866-8894 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 103 WILLOW BEND CIR, SALTILLO, MS 38866-8894 |
| Investor | Possibly a Property Investor |
| Document Number | 2024007996 |
|---|---|
| Date | Jul 23, 2024 |
| Instrument | 2024007996 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 26, 2049 |
The 2025 property tax bill for 103 Willow Bend Cir was $1,634 with a homeowner's exemption.
Source: Lee County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lee County |
| Municipality | Saltillo City |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,634.00 Homeowner's exemption | $12,357 | $123,570 Land $25,000 Building $98,570 |
| 2023 | $1,463.00 Homeowner's exemption | $11,106 | $111,060 Land $25,000 Building $86,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Willow Bend Cir in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 25 (2013–2024) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Willow Bend Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SALTILLO serves 6,766 people · EPA ID MS0410012 |
|---|---|
| Water Source | Purchased surface water from N. E. MS. REGIONAL W/S |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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