104 Whitley Rd, Morganton, NC 28655 Property Records

Burke County property record for 104 Whitley Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1980
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on File
Last Sale	$112,289 (Jun 2026)
Tax Bill	$915 (2026)
Deeds & Mortgages	Jun 2026 Foreclosure Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1783528893`

Property Details

APN / Parcel Number

Primary APN	`1783528893`
Alternative APN	`3611`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Porch	Slab
Deck Area	164 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 WHITLEY RD
City	MORGANTON
State	NC
Zip	28655-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	104 WHITLEY RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3010
Census Tract	21400

Owner

104 Whitley Rd is owned by a company that bought it in June 2026.

Source: Burke County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Oct 7, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Apr 30, 2020 · Amount on File
Deed Document Number	202626005623
Deed Book / Page	2879 / 775
Prior Transfer Date	Jun 17, 2026
Prior Transfer Doc	0026005623
Record Updated	Oct 29, 2026

June 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BURKE NC
Recording Date	Jun 18, 2026
Property Address	104 WHITLEY RD, MORGANTON, NC 28655-4136
Document Number	0026005623
Book / Page	2879 / 775
Instrument Date	Jun 17, 2026
Instrument	202626005623
Transaction Type	Foreclosure
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$22,682.58
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	104 WHITLEY RD, MORGANTON, NC 28655-4136
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WHITLEY RD, MORGANTON, NC 28655-4136

Mortgage

Document Number	0026490875
Date	Oct 7, 2022
Book Page	2649/875
Instrument	2021026538

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2062

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 30, 2020
Property Address	104 WHITLEY RD, MORGANTON, NC 28655-4136
Document Number	0024620126
Book / Page	2462 / 126
Map Reference	MB 3 PG 48
Instrument Date	Apr 1, 2020
Instrument	2017039718
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 ACADEMY ST, 131, CANTON, NC 28716-4541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WHITLEY RD, MORGANTON, NC 28655-4136

Mortgage

Document Number	2017039719
Date	Apr 30, 2020
Instrument	2017039719

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 104 Whitley Rd was $915, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$915.00 (+0.55%)	$146,506 (-) Land $16,000 Building $130,506	$146,506 (-) Land $16,000 Building $130,506
2025	$910.00	$146,506 Land $16,000 Building $130,506	$146,506 Land $16,000 Building $130,506
2023	$908.00	$146,506 Land $16,000 Building $130,506	$146,506 Land $16,000 Building $130,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Whitley Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Whitley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50

May also be available: Spectrum.

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