Burke County property record for 108 Whitley Rd, Morganton, NC 28655
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 2002 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $53,000 (Jun 2024) |
| Tax Bill | $662 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1783539002 |
| Primary APN | 1783539002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Flooring | Carpet |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Deck Area | 48 sqft |
|---|---|
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 WHITLEY RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4136 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 108 WHITLEY RD MORGANTON, NC 28655 |
| Legal Subdivision | THE W S PATTON ESTATE |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21400 |
108 Whitley Rd, a mobile home, is owned and occupied by two individuals who bought it in June 2024.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 WHITLEY RD, MORGANTON, NC 28655-4136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on File |
| Deed Sale | Jun 24, 2024 · Amount on File |
| Deed Document Number | 20245450 |
| Deed Book / Page | 2750 / 640 |
| Prior Transfer Date | May 23, 2024 |
| Prior Transfer Doc | 0027500155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 108 WHITLEY RD, MORGANTON, NC 28655-4136 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0028290635 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 2829/635 |
| Instrument | 2025007806 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2055 |
The 2026 property tax bill for 108 Whitley Rd was $662, up 0.8% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $662.00 (+0.76%) | $100,926 (-) Land $15,600 Building $85,326 | $100,926 (-) Land $15,600 Building $85,326 |
| 2025 | $657.00 | $100,926 Land $15,600 Building $85,326 | $100,926 Land $15,600 Building $85,326 |
| 2023 | $648.00 | $100,057 Land $15,600 Building $84,457 | $100,057 Land $15,600 Building $84,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Whitley Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Whitley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
May also be available: Spectrum.
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