101 Whitley Rd, Morganton, NC 28655 Property Records

Burke County property record for 101 Whitley Rd, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,138 sqft · built 1954
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jul 2025)
Tax Bill$813 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN1783527600

Property Details

APN / Parcel Number

Primary APN1783527600
Alternative APN
  • 6157

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,138 sqft Living Area
1st Floor Area1,138 sqft
Basement Area1,138 sqft
Unfinished Basement1,138 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area142 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address101 WHITLEY RD
CityMORGANTON
StateNC
Zip28655-4135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMEDIUM INT
Legal Description101 WHITLEY RD MORGANTON, NC 28655
Legal SubdivisionWHEELER DALE PROPERTY
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group3
Census Block3007
Census Tract21400

Owner

Source: Burke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address101 WHITLEY RD, MORGANTON, NC 28655-4135
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING
Jan 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2025 · Amount on Record
Deed SaleJul 23, 2025 · Amount on Record
Deed Document Number20255541
Deed Book / Page2816 / 895
Prior Transfer DateSep 23, 2024
Prior Transfer Doc0027670427
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Recording DateAug 11, 2026
Property Address101 WHITLEY RD, MORGANTON, NC 28655-4135
Document Number0026007521
Book / Page2889 / 980
Instrument DateAug 10, 2026
Instrument202626007521
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 WHITLEY RD, MORGANTON, NC 28655-4135

Mortgage

Document Number0026007521,
DateAug 11, 2026
Book Page2889/980
Instrument202626007521
Lender
NamePLANET HOME LENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate6.49%
Max Rate-1%

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBURKE NC
Recording DateJan 9, 2019
Property Address101 WHITLEY RD, MORGANTON, NC 28655-4135
Document Number0023830425
Book / Page002383 / 000425
Instrument DateJan 8, 2019
Instrument23599
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 WHITLEY RD MORGANTON NC 286554135, MORGANTON, NC 28655-4135

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$813.00 (+0.25%)$129,186 (-) Land $14,400 Building $114,786$129,186 (-) Land $14,400 Building $114,786
2023$811.00$129,186 Land $14,400 Building $114,786$129,186 Land $14,400 Building $114,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Compas X-Stream
Cable
1,000 / 50

May also be available: Spectrum.

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