104 Turtle Run, Umatilla, FL 32784 Property Records

Lake County property record for 104 Turtle Run, Umatilla, FL 32784 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	1,329 sqft Living Area
Lot Size	5,968 sqft (0.137 acres)
Occupancy	Owner Occupied
Last Sale	$159,900 (2018)
Tax Bill	$332.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13-18-26-3400-000-00300`
Alternative APNs	`261813340000000300` `3851522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,329 sqft Living Area
Gross Area	1,705 sqft Gross Area
1st Floor	1,329 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	5,968 sqft (0.137 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	376 sqft Garage
Porch Area	262 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3851522
Street Address	104 TURTLE RUN
City	UMATILLA
State	FL
Zip	32784-9545
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COTTAGES AT WATERS EDGE PB 58 PG 44-45 LOT 3 ORB 5077 PG 1430 ORB 6317 PG 1522
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	COTTAGES AT WATERS EDGE
Legal Tract	A&B
Legal Lot Number	3
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	1
Census Block	1063
Census Tract	30110

Owner

Source: Lake County records · APN 13-18-26-3400-000-00300

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 TURTLE RUN, UMATILLA, FL 32784-9545
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2018 · Amount on Record
Deed Sale	Mar 09, 2018 · Amount on Record
Prior Sale	May 12, 2016 · Amount on Record
Deed Doc Number	201827462
Deed Book / Page	5077 / 1430
Last Transfer Date	Mar 27, 2024
Transfer Doc	0000044370
Record Refreshed	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 09, 2018
Property Address	104 TURTLE RUN, UMATILLA, FL 32784-9545
Document Number	0050771430
Book / Page	5077 / 1430
Map Reference	MB 58 PG 44
Instrument Date	Feb 27, 2018
Instrument	2018027462
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	APPLE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 MAIN ST STE 210, 900, LADY LAKE, FL 32159-7726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TURTLE RUN, UMATILLA, FL 32784-9545

Mortgage

Document Number	2018027463
Date	Mar 09, 2018
Instrument	2018027463

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,740 (+2.9%)	$211,364 (-) Land $55,000 Building $156,364
2025	$332.00 (-84.06%) Homeowner's exemption Veteran's exemption	$160,100 (+5.98%) Land $55,000 Building $105,100	$211,364 (+2.28%) Land $55,000 Building $156,364
2024	$2,083.00 (+5.26%)
2023	$1,979.00 (+6.17%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$151,060 (+3%)	$206,645 (-) Land $55,000 Building $151,645
2022	$1,864.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$146,660	$206,645 Land $55,000 Building $151,645

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.