Lake County property record for 102 Turtle Run, Umatilla, FL 32784 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,211 sqft · built 2018 |
| Lot Size | 0.1 acres (4,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jul 2021) |
| Tax Bill | $2,078 (2024) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-3400-000-00200 |
| Primary APN | 13-18-26-3400-000-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,211 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 4,367 sqft (0.1 acres) |
| Garage Type | Finished |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3851521 |
|---|---|
| Street Address | 102 TURTLE RUN |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTAGES AT WATERS EDGE PB 58 PG 44-45 LOT 2 ORB 5749 PG 2478 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | COTTAGES AT WATERS EDGE |
| Legal Tract | A,B |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30110 |
Source: Lake County records · APN 13-18-26-3400-000-00200
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 04, 2018 | Warranty Deed, Transfer · Conventional Mortgage HABITAT/HUMANITY/LAKE-SUMTER F |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on Record |
| Deed Sale | Jul 14, 2021 · Amount on Record |
| Prior Sale | Apr 04, 2018 · Amount on Record |
| Deed Document Number | 2021095991 |
| Deed Book / Page | 5749 / 2478 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 14, 2021 |
| Property Address | 102 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Document Number | 0057492478 |
| Book / Page | 5749 / 2478 |
| Map Reference | MB 58 PG 44 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 2021095991 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2651 DILLARD ROAD #126126, 126126, EUSTIS, FL 32726 |
| Name | Verified Name |
|---|---|
| Address | 102 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Document Number | 0057492479 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 5749/2479 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 04, 2018 |
| Property Address | 102 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Document Number | 0050892117 |
| Book / Page | 005089 / 002117 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 38447 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | APPLE TITLE LIMITED |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 TURTLE RUN UMATILLA FL 32784, UMATILLA, FL 32784 |
| Document Number | 50892118 |
|---|---|
| Date | Apr 04, 2018 |
| Book Page | 005089/002118 |
| Instrument | 38448 |
| Name | HABITAT/HUMANITY/LAKE-SUMTER F |
|---|---|
| Address | 900 MAIN ST, THE VILLAGES, FL 32159-7726 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Apr 03, 2053 |
| Document Number | 50892123, |
|---|---|
| Date | Apr 04, 2018 |
| Book Page | 005089/002123 |
| Instrument | 38449 |
| Name | HABITAT/HUMANITY/LAKE-SUMTER F |
|---|---|
| Address | 900 MAIN ST, THE VILLAGES, FL 32159-7726 |
| Amount | Amount Recorded |
|---|---|
| Term | 600 Months |
| Due | Apr 03, 2068 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $140,090 (+5.98%) Land $44,000 Building $96,090 | $187,301 (+2.36%) Land $44,000 Building $143,301 | |
| 2024 | $2,078.00 (+4.53%) | ||
| 2023 | $1,988.00 (-47.82%) Homeowner's exemption | $132,187 (-27.76%) | $182,987 (-) Land $44,000 Building $138,987 |
| 2022 | $3,810.00 | $182,987 | $182,987 Land $44,000 Building $138,987 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, other causes, Hurricane Irma |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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