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103 Turtle Run, Umatilla, FL 32784 Property Records

Lake County property record for 103 Turtle Run, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,198 sqft Living Area
Lot Size4,382 sqft (0.1 acres)
OccupancyOwner Occupied
Last Sale$144,000 (2017)
Tax Bill$228.00 (2024)

Property Details

APN / Parcel Number

Primary APN13-18-26-3400-000-01500
Alternative APN
  • 3851534

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,198 sqft Living Area
1st Floor1,198 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2024
Exterior MaterialAsbestos Exterior
Construction TypeSteel Frame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialMetal Roof
Lot Area4,382 sqft (0.1 acres)
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area280 sqft Garage
PorchOpen Porch
Porch Area208 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3851534
Street Address103 TURTLE RUN
CityUMATILLA
StateFL
Zip32784-9545
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOTTAGES AT WATERS EDGE PB 58 PG 44-45 LOT 15 ORB 5031 PG 1360
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionCOTTAGES AT WATERS EDGE
Legal TractA,B
Legal Lot Number15
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup1
Census Block1063
Census Tract30110

Owner

Source: Lake County records · APN 13-18-26-3400-000-01500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address103 TURTLE RUN, UMATILLA, FL 32784-9545
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FIRST GUARANTY MORTGAGE CORP
Nov 28, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 28, 2017 · Amount on Record
Deed SaleNov 28, 2017 · Amount on Record
Prior SaleMay 12, 2016 · Amount on Record
Deed Doc Number2017125502
Deed Book / Page5031 / 1360
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address103 TURTLE RUN, UMATILLA, FL 32784-9545
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 TURTLE RUN, UMATILLA, FL 32784-9545

Mortgage

Document Number0056661259
DateMar 18, 2021
Book Page5666/1259
Instrument2021036772
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 28, 2017
Property Address103 TURTLE RUN, UMATILLA, FL 32784-9545
Document Number0050311360
Book / Page5031 / 1360
Map ReferenceMB 58 PG 44
Instrument DateNov 17, 2017
Instrument2017125502
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyAPPLE TITLE LTD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,008.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address900 MAIN ST, 900, LADY LAKE, FL 32159-7726

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 345, UMATILLA, FL 32784-0345

Mortgage

Document Number2017125503
DateNov 28, 2017
Instrument2017125503
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$138,340 (+5.98%) Land $44,000 Building $94,340$185,803 (+2.35%) Land $44,000 Building $141,803
2024$228.00
2023$228.00 (+43.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$130,540 (+3%)$181,536 (-) Land $44,000 Building $137,536
2022$159.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$126,740$181,536 Land $44,000 Building $137,536

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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