104 State St, Deerfield, WI 53531 Property Records

Dane County property record for 104 State St, Deerfield, WI 53531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 870 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0612-121-6251-2`

Property Details

APN / Parcel Number

Primary APN	`0612-121-6251-2`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	870 sqft Living Area
1st Floor Area	504 sqft
2nd Floor Area	56 sqft

Exterior

Year Built	Built 1910
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	104 STATE ST
City	DEERFIELD
State	WI
Zip	53531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT BLOCK 2 LOT 11
Legal Range	12
Legal Township	06
Legal Section	12
Legal Subdivision	VILLAGE/CAMBRIDGE
Legal Block	2
Legal Lot Number	11
Jurisdiction	DANE WI
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4036
Census Tract	11900

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Aug 25, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	104 STATE ST, DEERFIELD, WI 53531
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006009138
Date	Feb 3, 2025
Instrument	6009138

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	13%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	104 SOUTH ST, CAMBRIDGE, WI 53523-9616
Document Number	0005537284
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SOUTH ST CAMBRIDGE WI 535239616, CAMBRIDGE, WI 53523-9616

Mortgage

Document Number	0005537284
Date	Nov 4, 2019
Instrument	5537284

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 3, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	104 SOUTH ST, CAMBRIDGE, WI 53523-9616
Document Number	0005438367
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SOUTH ST CAMBRIDGE WI 535239616, CAMBRIDGE, WI 53523-9616

Mortgage

Document Number	0005438367
Date	Sep 4, 2018
Instrument	5438367

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cambridge Village
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (+14.3%) Homeowner's exemption	$157,800 (-) Land $44,700 Building $113,100	$211,100 (+17.93%)
2023		$157,800 Land $44,700 Building $113,100	$179,000
2022	$2,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER & SEWER UTILITY serves 1,638 people · EPA ID WI1130074
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Netwurx.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures