109 State St, Deerfield, WI 53531 Property Records

Dane County property record for 109 State St, Deerfield, WI 53531

Property Summary

Property Type	Single Family Home
Lot Size	0.366 acres (15,943 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2022)
Tax Bill	$6,417 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0712-281-2810-8`

Property Details

APN / Parcel Number

Primary APN	`0712-281-2810-8`

Exterior

Lot Area	15,943 sqft (0.366 acres)

Location & Zoning

Street Address	109 STATE ST
City	DEERFIELD
State	WI
Zip	53531-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS PLAT NO 2 LOT 10
Legal Range	12E
Legal Township	07N
Legal Section	28
Legal Subdivision	VILLAGE/DEERFIELD 02
Legal Block	28
Legal Lot Number	10
Jurisdiction	DANE WI
Township / Civil Division	DEERFIELD
Census Block Group	1
Census Block	1044
Census Tract	11900

Owner

109 State St is owned and occupied by an individual who bought it in July 2022.

Source: Dane County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	109 STATE ST, DEERFIELD, WI 53531-9529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF DEERFIELD
Jul 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF DEERFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Sep 28, 2016 · Amount on File
Deed Document Number	20225846856
Prior Transfer Date	Jul 7, 2022
Prior Transfer Doc	0005846856
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	109 STATE ST, DEERFIELD, WI 53531-9529
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005834794
Date	May 19, 2022
Instrument	5834794

Lender

Name	BANK OF DEERFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	109 STATE ST, DEERFIELD, WI 53531-9529
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005848360
Date	Jul 15, 2022
Instrument	5848360

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2052

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jul 8, 2022
Property Address	109 STATE ST, DEERFIELD, WI 53531-9529
Document Number	0005846856
Instrument Date	Jul 7, 2022
Instrument	5846856
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STATE ST, DEERFIELD, WI 53531-9529

Mortgage

Document Number	0005846857
Date	Jul 8, 2022
Instrument	5846857

Lender

Name	SUMMIT CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.38%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	109 STATE ST, DEERFIELD, WI 53531-9529
Document Number	0005316413
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STATE ST DEERFIELD WI 535319529, DEERFIELD, WI 53531-9529

Mortgage

Document Number	0005316413
Date	Apr 5, 2017
Instrument	5316413

Lender

Name	BANK OF DEERFIELD
Type	Bank
Address	DEERFIELD, WI 53531

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 109 State St was $6,417.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Deerfield Village
Unified School District	Deerfield Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,417.00 Homeowner's exemption	$463,800 Land $105,900 Building $357,900	$468,100
2023		$294,000 Land $58,400 Building $235,600	$395,100
2022	$5,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD WATERWORKS serves 2,510 people · EPA ID WI1130223
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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