102 State St, Deerfield, WI 53531 Property Records

Dane County property record for 102 State St, Deerfield, WI 53531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1910
Lot Size	0.109 acres (4,748 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0612-121-6272-7`

Property Details

APN / Parcel Number

Primary APN	`0612-121-6272-7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	936 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Asbestos
Lot Area	4,748 sqft (0.109 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	102 SOUTH ST
City	CAMBRIDGE
State	WI
Zip	53523-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT BLOCK 2 S 72 FT LOT 12
Legal Range	12E
Legal Township	06N
Legal Section	12
Legal Subdivision	VILLAGE/CAMBRIDGE
Legal Block	2
Legal Lot Number	12
Jurisdiction	DANE WI
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4036
Census Tract	11900

Owner

Source: Dane County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 SOUTH ST, CAMBRIDGE, WI 53523-9616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage DANE COUNTY CU
May 20, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
May 14, 2026	Affidavit, Transfer
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2015
Deed Sale	Dec 17, 2015
Deed Document Number	20155204144
Last Transfer Date	May 13, 2026
Transfer Doc	0006099128
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	102 STATE ST, DEERFIELD, WI 53531
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005933103
Date	Nov 8, 2023
Instrument	5933103

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	102 STATE ST, DEERFIELD, WI 53531
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005785640
Date	Nov 2, 2021
Instrument	5785640

Lender

Name	DANE COUNTY CU
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	May 20, 2026
Property Address	102 SOUTH ST, CAMBRIDGE, WI 53523-9616
Document Number	0006100397
Instrument Date	May 15, 2026
Instrument	20266100397
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SOUTH ST, CAMBRIDGE, WI 53523-9616

Mortgage

Document Number	0006100397,
Date	May 20, 2026
Instrument	20266100397

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	DANE WI
Recording Date	May 14, 2026
Property Address	102 SOUTH ST, CAMBRIDGE, WI 53523-9616
Document Number	0006099128
Instrument Date	May 13, 2026
Instrument	20266099128
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SOUTH ST, CAMBRIDGE, WI 53523-9616

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	102 SOUTH ST, CAMBRIDGE, WI 53523-9616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005335268
Date	Jun 22, 2017
Instrument	5335268

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cambridge Village
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,088.00 (+16.52%) Homeowner's exemption	$105,400 (-) Land $24,300 Building $81,100	$141,000 (+17.89%)
2023		$105,400 Land $24,300 Building $81,100	$119,600
2022	$1,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER & SEWER UTILITY serves 1,638 people · EPA ID WI1130074
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Netwurx.

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