104 S Willow St, Leonard, TX 75452 Property Records

Fannin County property record for 104 S Willow St, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,157 sqft · built 1960
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Tax Bill	$3,379 (2024)
Deeds & Mortgages	Feb 2024 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9110-003-0050-02`

Property Details

APN / Parcel Number

Primary APN	`9110-003-0050-02`
Alternative APN	`90232`

Interior

Full Baths	2 Baths
Building Area	1,157 sqft Living Area
1st Floor Area	1,157 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1960
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9110-003-0050-02
Old Parcel Number	90232
Street Address	104 S WILLOW ST
City	LEONARD
State	TX
Zip	75452-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OWENS ADDN, BLOCK 3, LOT 5
Legal Subdivision	OWENS ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	2
Census Block	2050
Census Tract	950701

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 S WILLOW ST, LEONARD, TX 75452-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Feb 12, 2020	Vendor's Lien, Transfer · Stand-Alone Second Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
May 26, 2017	Vendor's Lien, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024
Deed Sale	Feb 23, 2024
Prior Sale	May 26, 2017
Deed Document Number	2024001149
Record Updated	Jun 8, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Feb 23, 2024
Property Address	104 S WILLOW ST, LEONARD, TX 75452-2704
Document Number	2024001149
Map Reference	VOL 447 PG 294
Instrument Date	Feb 22, 2024
Instrument	2024001149
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S WILLOW ST, LEONARD, TX 75452-2704

Mortgage

Document Number	2024001150
Date	Feb 23, 2024
Instrument	2024001150

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	104 S WILLOW ST, LEONARD, TX 75452-2704
Transaction Type	Mortgage
Record Updated	May 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S WILLOW ST, LEONARD, TX 75452-2704

Mortgage

Document Number	2022003553
Date	May 4, 2022
Instrument	2022003553

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Mar 1, 2050

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Feb 12, 2020
Property Address	104 S WILLOW ST, LEONARD, TX 75452-2704
Document Number	2020000903
Map Reference	VOL 447 PG 294
Instrument Date	Jan 23, 2020
Instrument	2020000903
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S WILLOW ST, LEONARD, TX 75452-2704

Mortgage

Document Number	2020000905
Date	Feb 12, 2020
Instrument	2020000905

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	May 26, 2017
Property Address	104 S WILLOW ST, LEONARD, TX 75452-2704
Document Number	1958/0231
Book / Page	1958 / 0231
Map Reference	VOL 447 PG 294
Instrument Date	May 25, 2017
Instrument	2017-2964
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FANNIN COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20172965
Date	May 26, 2017
Instrument	2017-2965

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Leonard City
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,100 (-37.2%) Land $54,920 Building $85,180	$140,100 (-37.2%) Land $54,920 Building $85,180
2024	$3,379.00 (+33.72%)
2023		$223,100 Land $62,480 Building $160,620	$223,100 Land $62,480 Building $160,620
2018	$2,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEONARD serves 2,691 people · EPA ID TX0740005
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink.

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