Effingham County property record for 104 Red Bluff Run, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,968 sqft · built 1997 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jul 2018) |
| Tax Bill | $6,073 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0464A-252-000 |
| Primary APN | 0464A-252-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,968 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 38,333 sqft (0.88 acres) |
| Terrain | Low |
| Garage Area | 864 sqft |
| Pool Area | 576 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19198 |
|---|---|
| Street Address | 104 RED BLUFF RUN |
| City | RINCON |
| State | GA |
| Zip | 31326-5125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .88 AC LOT 252 |
| Legal Subdivision | SILVERWOOD |
| Legal Phase | 3 |
| Legal Block | 3 |
| Legal Lot Number | 252 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30308 |
104 Red Bluff Run is owned and occupied by two individuals who bought it in July 2018.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 RED BLUFF RUN, RINCON, GA 31326-5125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Jul 20, 2018 | Warranty Deed, Transfer |
| Jul 20, 2018 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on File |
| Deed Sale | Jul 20, 2018 · Amount on File |
| Prior Sale | Oct 27, 2006 · Amount on File |
| Deed Document Number | 20181856 |
| Deed Book / Page | 2481 / 941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 104 RED BLUFF RUN, RINCON, GA 31326-5125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 104 RED BLUFF RUN, RINCON, GA 31326-5125 |
| Document Number | 0000002481/0000000942 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 0000002481/0000000942 |
| Instrument | 006937 |
| Name | STEARNS LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 104 RED BLUFF RUN, RINCON, GA 31326-5125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 104 RED BLUFF RUN, RINCON, GA 31326-5125 |
| Document Number | 0000002623/0000000263 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 0000002623/0000000263 |
| Instrument | 009441 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 20, 2018 |
| Property Address | 104 RED BLUFF RUN, RINCON, GA 31326-5125 |
| Document Number | 002481/941 |
| Book / Page | 2481 / 941 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2018-001856 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 RED BLUFF RUN, RINCON, GA 31326-5125 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 20, 2018 |
| Property Address | 104 RED BLUFF RUN, RINCON, GA 31326-5125 |
| Document Number | 002481/965 |
| Book / Page | 2481 / 965 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2018-002093 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 RED BLUFF RUN, 104, RINCON, GA 31326-5125 |
| Name | Verified Name |
|---|---|
| Address | 104 RED BLUFF RUN, RINCON, GA 31326-5125 |
The 2025 property tax bill for 104 Red Bluff Run was $6,073, down 4.7% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,418 (+14.78%) Land $31,560 Building $181,858 | $533,545 (+14.78%) Land $78,900 Building $454,645 | |
| 2025 | $6,073.00 (-4.72%) | $185,944 (-12.69%) Land $31,560 Building $154,384 | $464,861 (-12.69%) Land $78,900 Building $385,961 |
| 2024 | $6,374.00 | $212,965 Land $31,560 Building $181,405 | $532,412 Land $78,900 Building $453,512 |
| 2022 | $4,917.00 | $159,726 Land $28,800 Building $130,926 | $399,316 Land $72,000 Building $327,316 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 Red Bluff Run in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Red Bluff Run is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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