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104 Oyster Shell Rd, Apt E5, Savannah, GA 31410 Property Records

Chatham County property record for 104 Oyster Shell Rd, Apt E5, Savannah, GA 31410

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 852 sqft · built 1986
Lot Size0.087 acres (678 sqft)
Owner2 Individual Names on File
Last Sale$229,500 (Mar 2025)
Tax Bill$3,252 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-0045-09-005E

Property Details

APN / Parcel Number

Primary APN1-0045-09-005E
Alternative APN
  • J212U623

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units12 Units
Stories1 Story
Building Area852 sqft Living Area
1st Floor Area685 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area678 sqft (0.087 acres)
PorchSlab
Porch Area372 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address104 OYSTER SHELL RD, E5
CitySAVANNAH
StateGA
Zip31410-1572
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionUNIT 5E BULL RIVER SHOALS
Legal SubdivisionBULL RIVER SHLS
Legal Unit5E
JurisdictionCHATHAM GA
Township / Civil DivisionTYBEE ISLAND-WILMINGTON ISLAND
Census Block Group3
Census Block3001
Census Tract11104

Owner

104 Oyster Shell Rd, Apt E5 is owned by two individuals who bought it in March 2025.

Source: Chatham County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address43 COVE AVE, 2, NORWALK, CT 06855-2434
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2025 · Amount on File
Deed SaleMar 3, 2025 · Amount on File
Prior SaleMar 10, 2021 · Amount on File
Deed Book / Page3604 / 201
Record UpdatedOct 29, 2026

March 2021: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionCHATHAM GA
Recording DateMar 10, 2021
Property Address104 OYSTER SHELL RD APT E5, E5, SAVANNAH, GA 31410-1572
Document Number0022920785
Book / Page2292 / 785
Instrument DateMar 10, 2021
Instrument2021-003310
Transaction TypeTransfer
Record UpdatedSep 5, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 OYSTER SHELL RD # 5E, 5E, SAVANNAH, GA 31410

Mortgage

Document Number0022920786
DateMar 22, 2021
Book Page0000002292/0000000786
Lender
NameMORTGAGE RESEARCH CENTER
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 104 Oyster Shell Rd, Apt E5 was $3,252.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$88,280 (-0.09%) Land $40,000 Building $48,280$220,700 (-0.09%) Land $100,000 Building $120,700
2025$3,252.00$88,360 Land $40,000 Building $48,360$220,900 Land $100,000 Building $120,900
2023$64,680 (+17%) Land $18,000 Building $46,680$161,700 (+17%) Land $45,000 Building $116,700
2022$55,280 Land $18,000 Building $37,280$138,200 Land $45,000 Building $93,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Oyster Shell Rd, Apt E5 in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 191 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies343 units insured
incl. 152 condo units
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA10 of 16
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Oyster Shell Rd, Apt E5 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH-WILMINGTON ISLAND
serves 13,526 people · EPA ID GA0510229
Water SourceGroundwater
Last State InspectionNov 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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