104 Oyster Shell Rd, Apt E2, Savannah, GA 31410 Property Records

Chatham County property record for 104 Oyster Shell Rd, Apt E2, Savannah, GA 31410

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,012 sqft · built 1986
Lot Size	0.087 acres (1,074 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Jun 2020)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-0045-09-002E`

Property Details

APN / Parcel Number

Primary APN	`1-0045-09-002E`
Alternative APN	`T211E465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	24 Units
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,074 sqft (0.087 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	178 sqft
Patio Area	178 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	104 OYSTER SHELL RD, E2
City	SAVANNAH
State	GA
Zip	31410-1572
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	UNIT 2E BULL RIVER SHOALS
Legal Subdivision	BULL RIVER SHLS
Legal Unit	2E
Jurisdiction	CHATHAM GA
Township / Civil Division	TYBEE ISLAND-WILMINGTON ISLAND
Census Block Group	3
Census Block	3001
Census Tract	11104

Owner

104 Oyster Shell Rd, Apt E2 is owned and occupied by an individual who bought it in June 2020.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	104 OYSTER SHELL RD, E2, SAVANNAH, GA 31410-1572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS
Sep 7, 2017	Warranty Deed, Transfer
Sep 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Sep 7, 2017 · Amount on File
Deed Document Number	20206207
Deed Book / Page	1974 / 558
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	104 OYSTER SHELL RD APT E2, E2, SAVANNAH, GA 31410-1572
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 OYSTER SHELL RD, SAVANNAH, GA 31410-1537

Mortgage

Document Number	0015300200
Date	Jan 11, 2019
Book Page	0000001530/0000000200
Instrument	031460800020

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 30, 2020
Property Address	104 OYSTER SHELL RD APT E2, E2, SAVANNAH, GA 31410-1572
Document Number	0019740558
Book / Page	1974 / 558
Instrument Date	Jun 30, 2020
Instrument	2020-006207
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 OYSTER SHELL RD, SAVANNAH, GA 31410-1537

Mortgage

Document Number	0019740560
Date	Jul 1, 2020
Book Page	0000001974/0000000560

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 7, 2017
Property Address	104 OYSTER SHELL RD APT E2, E2, SAVANNAH, GA 31410-1572
Document Number	0011710289
Book / Page	1171 / 289
Instrument Date	Sep 7, 2017
Instrument	2017-009198
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 ISLAND CREEK LN, SAVANNAH, GA 31410-3958

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 7, 2017
Property Address	104 OYSTER SHELL RD APT E2, E2, SAVANNAH, GA 31410-1572
Document Number	0011710290
Book / Page	1171 / 290
Instrument Date	Sep 7, 2017
Instrument	2017-009199
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5619 NW 69TH LN, GAINESVILLE, FL 32653-7020
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 104 Oyster Shell Rd, Apt E2 was $3,378, down 13.6% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,280 (+2.75%) Land $40,000 Building $54,280	$235,700 (+2.75%) Land $100,000 Building $135,700
2025	$3,378.00 (-13.58%)	$91,760 Land $40,000 Building $51,760	$229,400 Land $100,000 Building $129,400
2024	$3,909.00
2023		$67,920 (+17.43%) Land $18,000 Building $49,920	$169,800 (+17.43%) Land $45,000 Building $124,800
2022	$1,949.00	$57,840 Land $18,000 Building $39,840	$144,600 Land $45,000 Building $99,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Oyster Shell Rd, Apt E2 in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 units insured incl. 152 condo units
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Oyster Shell Rd, Apt E2 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-WILMINGTON ISLAND serves 13,526 people · EPA ID GA0510229
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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