Chatham County property record for 104 Oyster Shell Rd, Apt E1, Savannah, GA 31410
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,012 sqft · built 1986 |
| Lot Size | 0.087 acres (768 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,716 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0045-09-001E |
| Primary APN | 1-0045-09-001E |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 24 Units |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 768 sqft (0.087 acres) |
| Porch | Slab |
| Porch Area | 274 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 104 OYSTER SHELL RD, E1 |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31410-1572 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | UNIT 1E BULL RIVER SHOALS C PB 79 |
| Legal Subdivision | BULL RIVER SHLS |
| Legal Unit | 1E |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | TYBEE ISLAND-WILMINGTON ISLAND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 11104 |
104 Oyster Shell Rd, Apt E1, a townhouse, is owned by two individuals.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 160 SHUTE CIR, OLD HICKORY, TN 37138-1972 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 104 OYSTER SHELL RD APT E1, E1, SAVANNAH, GA 31410-1572 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010700097 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 1070/097 |
| Instrument | 30362670017 |
| Name | SWBC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2032 |
The 2025 property tax bill for 104 Oyster Shell Rd, Apt E1 was $1,716.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,720 (+2.66%) Land $40,000 Building $55,720 | $239,300 (+2.66%) Land $100,000 Building $139,300 | |
| 2025 | $1,716.00 | $93,240 Land $40,000 Building $53,240 | $233,100 Land $100,000 Building $133,100 |
| 2023 | $69,320 (+17.57%) Land $18,000 Building $51,320 | $173,300 (+17.57%) Land $45,000 Building $128,300 | |
| 2022 | $58,960 Land $18,000 Building $40,960 | $147,400 Land $45,000 Building $102,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Oyster Shell Rd, Apt E1 in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 343 units insured incl. 152 condo units |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 10 of 16 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Oyster Shell Rd, Apt E1 is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-WILMINGTON ISLAND serves 13,526 people · EPA ID GA0510229 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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