104 Orpha Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 104 Orpha Dr, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,672 sqft · built 1997
Lot Size	3.46 acres (150,718 sqft)
Owner	Individual Name on Record
Tax Bill	$6,863 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-326-028.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-326-028.000-035`
Alternative APN	`0815326028035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft
Basement Area	1,672 sqft
Finished Basement	1,592 sqft
Family Room	Family Room
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	150,718 sqft (3.46 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	404 sqft
Patio Area	928 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0815326028035
Old Parcel Number	0815326028035
Street Address	104 ORPHA DR
City	MIDDLEBURY
State	IN
Zip	46540-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	IN NE1/4 SW1/4 SEC 15 3.46A
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3010
Census Tract	804

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 ORPHA DR, MIDDLEBURY, IN 46540-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF MIDDLEBURY
Oct 18, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK OF MIDDLEBURY
Jun 26, 2018	Deed of Trust, Mortgage FIRST ST BK/MIDDLEBURY
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/MIDDLEBURY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2013
Deed Sale	May 23, 2013
Prior Sale	Dec 3, 2001
Deed Document Number	0201312165
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	104 ORPHA DR, MIDDLEBURY, IN 46540-9702
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000527
Date	Jan 10, 2023
Instrument	2023-00527

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	104 ORPHA DR, MIDDLEBURY, IN 46540-9702
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007883
Date	Oct 18, 2021
Instrument	2021-27883

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Jul 18, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	104 ORPHA DR, MIDDLEBURY, IN 46540-9702
Document Number	0000013172
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 ORPHA DR MIDDLEBURY IN 465409702, MIDDLEBURY, IN 46540-9702

Mortgage

Document Number	0000013172
Date	Jul 2, 2018
Instrument	13172

Lender

Name	FIRST ST BK/MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	104 ORPHA DR, MIDDLEBURY, IN 46540-9702
Document Number	0000013173
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 ORPHA DR MIDDLEBURY IN 465409702, MIDDLEBURY, IN 46540-9702

Mortgage

Document Number	0000013173
Date	Jul 2, 2018
Instrument	13173

Lender

Name	FIRST ST BK/MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$671,500 (+3.15%) Land $58,200 Building $613,300	$671,500 (+3.15%) Land $58,200 Building $613,300
2024	$6,863.00 (+23.72%)	$651,000 (+6.7%) Land $58,200 Building $592,800	$651,000 (+6.7%) Land $58,200 Building $592,800
2023		$610,100 (+37.97%) Land $58,200 Building $551,900	$610,100 (+37.97%) Land $58,200 Building $551,900
2022	$5,547.00 Homeowner's exemption	$442,200 Land $58,200 Building $384,000	$442,200 Land $58,200 Building $384,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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