100 Orpha Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 100 Orpha Dr, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,665 sqft · built 1998
Lot Size	3.46 acres (150,718 sqft)
Owner	Company Name on Record
Tax Bill	$5,478 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-326-023.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-326-023.000-035`
Alternative APN	`0815326023035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,665 sqft Living Area
Gross Area	5,411 sqft
1st Floor Area	3,110 sqft
Basement Area	1,555 sqft
Finished Basement	1,555 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	150,718 sqft (3.46 acres)
Garage Type	Attached
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	155 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	100 ORPHA DR
City	MIDDLEBURY
State	IN
Zip	46540-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	IN E1/2 NE1/4 SW1/4 SEC 15 3.46A
Legal Block	326
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3010
Census Tract	804

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 OPHRA DR, MIDDLEBURY, IN 46540
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Aug 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 22, 2021
Transfer Doc	0000001244
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	100 ORPHA DR, MIDDLEBURY, IN 46540-9702
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 ORPHA DR, MIDDLEBURY, IN 46540-9702

Mortgage

Document Number	0000005435
Date	Mar 31, 2026
Instrument	2026-05435

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Aug 9, 2021
Property Address	100 ORPHA DR, MIDDLEBURY, IN 46540-9702
Document Number	0000001244
Instrument Date	Jun 22, 2021
Instrument	2021-21244
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$541,700 (+4.86%) Land $58,100 Building $483,600	$541,700 (+4.86%) Land $58,100 Building $483,600
2024	$5,478.00 (-6.73%)	$516,600 (+3.71%) Land $58,100 Building $458,500	$516,600 (+3.71%) Land $58,100 Building $458,500
2023		$498,100 (+11.11%) Land $58,100 Building $440,000	$498,100 (+11.11%) Land $58,100 Building $440,000
2022	$5,873.00 Homeowner's exemption	$448,300 Land $58,100 Building $390,200	$448,300 Land $58,100 Building $390,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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