123 Orpha Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 123 Orpha Dr, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,156 sqft · built 2020
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$356,440 (Aug 2023)
Tax Bill	$3,845 (2024)
Deeds & Mortgages	Aug 2023 Sale May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-376-018.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-376-018.000-035`
Alternative APN	`0815376018035`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	1,866 sqft
Basement Area	878 sqft
Finished Basement	290 sqft
Unfinished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	123 ORPHA DR
City	MIDDLEBURY
State	IN
Zip	46540-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	OPULENCE MINOR LOT 1
Legal Subdivision	OPULENCE MINOR
Legal Block	376
Legal Lot Number	1
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3037
Census Tract	804

Owner

Source: Elkhart County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 ORPHA DR, MIDDLEBURY, IN 46540-9702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer MTC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	202313840
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 22, 2023
Property Address	123 ORPHA DR, MIDDLEBURY, IN 46540-9702
Document Number	0000003840
Map Reference	MB 39 PG 4
Instrument Date	Aug 18, 2023
Instrument	2023-13840
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 ORPHA DR, MIDDLEBURY, IN 46540-9702

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	123 ORPHA DR, MIDDLEBURY, IN 46540-9702
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009755
Date	May 12, 2020
Instrument	2020-09755

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$396,300 (+3.07%) Land $18,800 Building $377,500	$396,300 (+3.07%) Land $18,800 Building $377,500
2024	$3,845.00 (+26.48%)	$384,500 (+13.59%) Land $18,800 Building $365,700	$384,500 (+13.59%) Land $18,800 Building $365,700
2023		$338,500 (+11.31%) Land $18,800 Building $319,700	$338,500 (+11.31%) Land $18,800 Building $319,700
2022	$3,040.00 (-44.55%)	$304,100 Land $18,800 Building $285,300	$304,100 Land $18,800 Building $285,300
2021	$5,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Surf Internet.

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