104 Morehead St, Troy, OH 45373 Property Records

Miami County property record for 104 Morehead St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1965
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$158,050 (Apr 2020)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-017040`

Property Details

APN / Parcel Number

Primary APN	`D08-017040`
Alternative APNs	`050627.2-31-001-00` `D08SE021 02300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	3,000 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	135 ft deep x 87 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	224 sqft
Canopy	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	104 MOREHEAD ST
City	TROY
State	OH
Zip	45373-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL-1462 38.5 W SIDE IN LOT 1463 48
Legal Subdivision	GENERAL PLAT OF THE SAID CITY OF TROY
Legal Lot Number	1463
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3020
Census Tract	365200

Owner

104 Morehead St is owned and occupied by an individual who bought it in April 2020.

Source: Miami County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	104 MOREHEAD ST, TROY, OH 45373-3726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 14, 2020	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on File
Deed Sale	Apr 14, 2020 · Amount on File
Prior Sale	Nov 1, 1986
Deed Document Number	20202020OR-04659
Prior Transfer Date	Apr 17, 2019
Prior Transfer Doc	0000005241
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Sep 3, 2026
Property Address	104 MOREHEAD ST, TROY, OH 45373-3726
Document Number	0000011218
Instrument Date	Aug 28, 2026
Instrument	202611218
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MOREHEAD ST, TROY, OH 45373-3726

Mortgage

Document Number	0000011218,
Date	Sep 3, 2026
Instrument	202611218

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 14, 2020
Property Address	104 MOREHEAD ST, TROY, OH 45373-3726
Document Number	0000004659
Instrument Date	Apr 10, 2020
Instrument	4659
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MOREHEAD ST TROY OH 453733726, TROY, OH 45373-3726

Mortgage

Document Number	4660
Date	Apr 14, 2020
Instrument	4660

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 104 Morehead St was $2,977 with a homeowner's exemption, up 28.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,977.00 (+28.1%) Homeowner's exemption	$86,600 (+47.25%) Land $11,310 Building $75,290	$247,400 Land $32,300 Building $215,100
2024	$2,324.00 (+2.11%) Homeowner's exemption	$58,810 (-) Land $11,730 Building $47,080
2023	$2,276.00 (-0.13%) Homeowner's exemption	$58,810 (-14.98%) Land $11,730 Building $47,080	$168,000 (-14.98%) Land $33,500 Building $134,500
2022	$2,279.00 Homeowner's exemption	$69,170 Land $11,730 Building $57,440	$197,600 Land $33,500 Building $164,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Morehead St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Morehead St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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