112 Morehead St, Troy, OH 45373 Property Records

Miami County property record for 112 Morehead St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 937 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$50,250 (Jun 2018)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-017080`

Property Details

APN / Parcel Number

Primary APN	`D08-017080`
Alternative APNs	`050627.3-05-009-00` `D08SE021 02100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	937 sqft Living Area
1st Floor Area	1,440 sqft
Attic	Attic
Attic Area	217 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	139 ft deep x 48 ft wide

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	112 MOREHEAD ST
City	TROY
State	OH
Zip	45373-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1467 48
Legal Lot Number	1467
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3020
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 MOREHEAD ST, TROY, OH 45373-3726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit CITY OF TROY
Sep 8, 2021
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Jun 11, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	Feb 2, 1993 · Amount on Record
Deed Document Number	20182018OR-07054
Last Transfer Date	Sep 8, 2021
Transfer Doc	0000015692
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	112 MOREHEAD ST, TROY, OH 45373-3726
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013211
Date	Sep 2, 2022
Instrument	2022OR-13211

Lender

Name	CITY OF TROY
Type	Government Agency
Address	TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2021:

Jurisdiction	MIAMI OH
Recording Date	Sep 8, 2021
Property Address	112 MOREHEAD ST, TROY, OH 45373-3726
Document Number	0000015692
Instrument Date	Sep 8, 2021
Instrument	2021OR-15692
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MORCHEAD STREET, TROY, OH 45373-3726

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	112 MOREHEAD ST, TROY, OH 45373-3726
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007498
Date	Apr 30, 2021
Instrument	2021OR-07498

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 11, 2018
Property Address	112 MOREHEAD ST, TROY, OH 45373-3726
Document Number	0000007054
Instrument Date	Jun 8, 2018
Instrument	7054
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 MOREHEAD ST TROY OH 453733726, TROY, OH 45373-3726

Mortgage

Document Number	7055
Date	Jun 11, 2018
Instrument	7055

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,613.00 (+14.32%) Homeowner's exemption	$35,000 (+37.74%) Land $7,980 Building $27,020	$100,000 (+37.74%) Land $22,800 Building $77,200
2024	$1,411.00 (+1.44%) Homeowner's exemption	$25,410 (-) Land $8,330 Building $17,080
2023	$1,391.00 (+11.19%) Homeowner's exemption	$25,410 (-) Land $8,330 Building $17,080	$72,600 (-) Land $23,800 Building $48,800
2022	$1,251.00 Homeowner's exemption	$25,410 Land $8,330 Building $17,080	$72,600 Land $23,800 Building $48,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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