10 Morehead St, Troy, OH 45373 Property Records

Miami County property record for 10 Morehead St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$91,900 (Oct 1995)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-016930`

Property Details

APN / Parcel Number

Primary APN	`D08-016930`
Alternative APNs	`050627.2-23-001-00` `D08SE009 01400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	832 sqft
Upper Floors Area	832 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	161 ft deep x 48 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE009 01400
Street Address	10 MOREHEAD ST
City	TROY
State	OH
Zip	45373-3769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 1451 48
Legal Subdivision	GENERAL PLAT/TROY
Legal Lot Number	1451
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3008
Census Tract	365200

Owner

Source: Miami County records · APN D08-016930

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 MOREHEAD ST, TROY, OH 45373-3769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 1995 · Amount on Record
Deed Sale	Oct 19, 1995 · Amount on Record
Prior Sale	Dec 12, 1994 · Amount on Record
Deed Document Number	1922
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	10 MOREHEAD ST, TROY, OH 45373-3769
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006781
Date	Jun 07, 2017
Instrument	2017OR-06781

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,553.00 (+30.99%) Homeowner's exemption	$74,000 (+43.44%) Land $8,440 Building $65,560	$211,400 (+43.42%) Land $24,100 Building $187,300
2024	$1,949.00 (+2.2%) Homeowner's exemption	$51,590 (-) Land $8,750 Building $42,840
2023	$1,907.00 (+17.43%) Homeowner's exemption	$51,590 (-) Land $8,750 Building $42,840	$147,400 (-) Land $25,000 Building $122,400
2022	$1,624.00 Homeowner's exemption	$51,590 Land $8,750 Building $42,840	$147,400 Land $25,000 Building $122,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), as of March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 506 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH5501612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY CITY PWS serves 26,305 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.