Monterey County property record for 104 Laurel Dr, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,431 sqft · built 1968 |
| Lot Size | 1.36 acres (59,677 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $425,000 (Oct 1995) |
| Tax Bill | $10,414 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-391-001-000 |
| Primary APN | 187-391-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 17 Rooms |
| Stories | 2 Stories |
| Building Area | 3,431 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 59,677 sqft |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 187-391-001 |
|---|---|
| Street Address | 104 LAUREL DR |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 126 RCHO DEL MONTE NO 4 L 44 |
| Legal Subdivision | RANCHO DEL MONTE SUBDIVISION #4 |
| Legal Tract | 126 |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 104 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 7, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Apr 7, 2017 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 1995 · Amount on Record |
| Deed Sale | Oct 31, 1995 · Amount on Record |
| Deed Document Number | 199560079 |
| Deed Book / Page | 3295 / 424 |
| Prior Transfer Date | Jun 2, 1995 |
| Prior Transfer Doc | 0000029465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 104 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 104 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000083619 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021083619 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | Quarterly |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 104 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000019716 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 104 LAUREL DR CARMEL VALLEY CA 939249529, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000019716 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 19716 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 104 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000020446 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 104 LAUREL DR CARMEL VALLEY CA 939249529, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000020446 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 20446 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $990,138 (+2%) Land $328,400 Building $661,738 | |
| 2025 | $10,414.00 (+2.48%) | $970,724 (+4.04%) Land $321,961 Building $648,763 |
| 2023 | $10,162.00 (-14.61%) | $933,032 Land $309,460 Building $623,572 |
| 2022 | $11,900.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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