95 Laurel Dr, Carmel Valley, CA 93924 Property Records

Monterey County property record for 95 Laurel Dr, Carmel Valley, CA 93924

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,158 sqft · built 1968
Lot Size0.732 acres (31,887 sqft)
OwnerCompany Name on Record
Tax Bill$2,295 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN187-382-003-000

Property Details

APN / Parcel Number

Primary APN187-382-003-000
Alternative APN
  • 187-382-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,158 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleH-Shape
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area31,887 sqft (0.732 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number187-382-003
Street Address95 LAUREL DR
CityCARMEL VALLEY
StateCA
Zip93924-9527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 126 RCHO DEL MONTE NO 4 SUB 2 OF LOT 23
Legal SubdivisionRCHO DEL MONTE NO 4 SUB 2
Legal Tract126
Legal Block2
Legal Lot Number23
JurisdictionMONTEREY CA
Township / Civil DivisionCARMEL VALLEY
Census Block Group2
Census Block2001
Census Tract11001

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 533, CARMEL VALLEY, CA 93924-0533
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 19, 2013
Transfer Doc0000001627
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address95 LAUREL DR, CARMEL VALLEY, CA 93924-9527
Document Number0000031616
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 533 CARMEL VALLEY CA 939240533, CARMEL VALLEY, CA 93924-0533

Mortgage

Document Number0000031616
DateJul 19, 2018
Instrument31616
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictCarmel Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$205,295 (+2%) Land $50,388 Building $154,907
2025$2,295.00 (-0.82%) Homeowner's exemption$201,270 (+4.04%) Land $49,400 Building $151,870
2023$2,314.00 (+3.17%) Homeowner's exemption$193,457 Land $47,483 Building $145,974
2022$2,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

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