Monterey County property record for 105 Laurel Dr, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,617 sqft · built 1974 |
| Lot Size | 1.04 acres (45,730 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,625,000 (Aug 2021) |
| Tax Bill | $18,223 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-391-013-000 |
| Primary APN | 187-391-013-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 1,617 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 45,730 sqft |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 105 LAUREL DR |
|---|---|
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 126 RCHO DEL MONTE NO 4 L 31 EXC ASSRS SUB A |
| Legal Subdivision | RCHO DEL MONTE NO 4 |
| Legal Tract | 126 |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Aug 3, 2021 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 8, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on Record |
| Deed Sale | Aug 3, 2021 · Amount on Record |
| Deed Document Number | 202152212 |
| Prior Transfer Date | Aug 25, 1995 |
| Prior Transfer Doc | 0000046070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 105 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 105 LAUREL D R, R, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000045641 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020045641 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 3, 2021 |
| Property Address | 105 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000052212 |
| Map Reference | VOL 4 PG 96 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021052212 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 105 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000052213 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021052213 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 105 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 105 LAUREL DR, CARMEL VALLEY, CA 93924-9529 |
| Document Number | 0000025592 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021025592 |
| Name | AMERICAS CU |
|---|---|
| Type | Credit Union |
| Address | GLENDORA, CA 91740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,758,950 (+2%) Land $1,298,917 Building $460,033 | |
| 2025 | $18,223.00 (+3.17%) Homeowner's exemption | $1,724,462 (+4.04%) Land $1,273,449 Building $451,013 |
| 2023 | $17,663.00 (+3.38%) Homeowner's exemption | $1,657,500 Land $1,224,000 Building $433,500 |
| 2022 | $17,085.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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