94 Gilchrest St, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 94 Gilchrest St, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,952 sqft · built 2003
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Dec 2019)
Tax Bill	$10,811 (2026)
Deeds & Mortgages	Aug 2022 Refinance Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1620310001600000`

Property Details

APN / Parcel Number

Primary APN	`1620310001600000`
Alternative APNs	`LUNE M:031.0 B:0016 L:0000.0` `M:00043 L:00222 S:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,952 sqft Living Area
Gross Area	6,480 sqft
1st Floor Area	1,752 sqft
Basement Area	1,752 sqft
Unfinished Basement	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Account Number	1620310001600000
Street Address	94 GILCHREST ST
City	LUNENBURG
State	MA
Zip	01462-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	16
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	1
Census Block	1019
Census Tract	712101

Owner

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 GILCHREST ST, LUNENBURG, MA 01462-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Dec 6, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Apr 1, 2004 · Amount on Record
Deed Document Number	201922239
Deed Book / Page	9498 / 6
Prior Transfer Date	Nov 19, 2019
Prior Transfer Doc	9498-6
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	94 GILCHREST ST, LUNENBURG, MA 01462-1119
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010402-265
Date	Aug 18, 2022
Book Page	10402/265
Instrument	15029

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	94 GILCHREST ST, LUNENBURG, MA 01462-1119
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9810-80
Date	Dec 8, 2020
Book Page	9810/80
Instrument	22576

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Dec 6, 2019
Property Address	94 GILCHREST ST, LUNENBURG, MA 01462-1119
Document Number	9498-6
Book / Page	9498 / 6
Instrument Date	Nov 19, 2019
Instrument	22239
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 GILCHREST ST, LUNENBURG, MA 01462-1119

Mortgage

Document Number	22240
Date	Dec 6, 2019
Instrument	22240

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,811.00 (+2.67%)	$751,300 (+2.45%) Land $165,700 Building $585,600	$756,642 (-3.05%)
2025	$10,530.00 (+8.53%)	$733,300 (+6.57%) Land $162,400 Building $570,900	$780,425 (+8.15%)
2024	$9,702.00 (+14.97%)	$688,100 (+19.21%) Land $146,200 Building $541,900	$721,620
2023	$8,439.00	$577,200 Land $133,000 Building $444,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gilchrest St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures