104 Formby, Williamsburg, VA 23188 Property Records

James City County property record for 104 Formby, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,921 sqft · built 1995
Lot Size	0.426 acres (18,557 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Jun 2019)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Apr 2020 Transfer Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-2 03-0-0221`

Property Details

APN / Parcel Number

Primary APN	`37-2 03-0-0221`
Alternative APN	`18011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,921 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	18,557 sqft (0.426 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	218 sqft
Deck Area	205 sqft
Patio Area	205 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18011
Street Address	104 FORMBY
City	WILLIAMSBURG
State	VA
Zip	23188-9196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-221 S-6 FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	221
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2001
Census Tract	80208

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 FORMBY, WILLIAMSBURG, VA 23188-9196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage NEWTOWNE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	0000008069
Last Transfer Date	Apr 27, 2020
Transfer Doc	0000005747
Record Updated	Jun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 27, 2020
Property Address	104 FORMBY, WILLIAMSBURG, VA 23188-9196
Document Number	0000005747
Instrument Date	Apr 20, 2020
Instrument	5747
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FORMBY WILLIAMSBURG VA 231889196, WILLIAMSBURG, VA 23188-9196

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 3, 2019
Property Address	104 FORMBY, WILLIAMSBURG, VA 23188-9196
Document Number	0000008069
Instrument Date	May 22, 2019
Instrument	8069
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FORMBY WILLIAMSBURG VA 231889196, WILLIAMSBURG, VA 23188-9196

Mortgage

Document Number	8070
Date	Jun 3, 2019
Instrument	8070

Lender

Name	NEWTOWNE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,131.00 (+6.41%)	$618,300 (+14.99%) Land $106,900 Building $511,400	$618,300 (+14.99%) Land $106,900 Building $511,400
2024	$4,822.00 (+8.07%)
2023	$4,462.00	$537,700 Land $78,900 Building $458,800	$537,700 Land $78,900 Building $458,800
2022	$4,462.00 (+26.08%)
2019	$3,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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