111 Formby, Williamsburg, VA 23188 Property Records

James City County property record for 111 Formby, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,328 sqft · built 1993
Lot Size	0.488 acres (21,257 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Oct 2023)
Tax Bill	$4,890 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`37-2 03-0-0254`

Property Details

APN / Parcel Number

Primary APN	`37-2 03-0-0254`
Alternative APN	`13897`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,328 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	21,257 sqft (0.488 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	351 sqft
Deck Area	272 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13897
Street Address	111 FORMBY
City	WILLIAMSBURG
State	VA
Zip	23188-9198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-254 S-6 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	254
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2001
Census Tract	80208

Owner

111 Formby is owned and occupied by an individual who bought it in October 2023.

Source: James City County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	111 FORMBY, WILLIAMSBURG, VA 23188-9198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 17, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Nov 16, 2007 · Amount on File
Deed Document Number	202310593
Prior Transfer Date	Apr 11, 2023
Prior Transfer Doc	0202303541
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 12, 2023
Property Address	111 FORMBY, WILLIAMSBURG, VA 23188-9198
Document Number	0202310593
Instrument Date	Sep 27, 2023
Instrument	202310593
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	NOT AVAILABLE, RW TOWNE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 FORMBY, WILLIAMSBURG, VA 23188-9198

Mortgage

Document Number	0202310594
Date	Oct 12, 2023
Instrument	202310594

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Apr 17, 2023
Property Address	111 FORMBY, WILLIAMSBURG, VA 23188-9198
Document Number	0202303541
Instrument Date	Apr 11, 2023
Instrument	202303541
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 FORMBY, WILLIAMSBURG, VA 23188-9198

Tax Assessment & Valuation

The 2025 property tax bill for 111 Formby was $4,890, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,890.00 (+6.42%)	$589,200 Land $107,900 Building $481,300	$589,200 Land $107,900 Building $481,300
2024	$4,595.00 (+15.05%)
2023	$3,994.00	$481,300 Land $78,900 Building $402,400	$481,300 Land $78,900 Building $402,400
2022	$3,994.00
2019	$3,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Formby in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Formby is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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