101 Formby, Williamsburg, VA 23188 Property Records

James City County property record for 101 Formby, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,670 sqft · built 2006
Lot Size	0.426 acres (18,557 sqft)
Owner	Individual Name on File
Last Sale	$840,000 (May 2025)
Tax Bill	$4,819 (2019)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-2 03-0-0265`

Property Details

APN / Parcel Number

Primary APN	`37-2 03-0-0265`
Alternative APN	`7195`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,670 sqft Living Area
Basement Area	2,291 sqft
Finished Basement	1,512 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	18,557 sqft (0.426 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	234 sqft
Deck Area	234 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7195
Street Address	101 FORMBY
City	WILLIAMSBURG
State	VA
Zip	23188-9198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-265 S-6 FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	265
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2001
Census Tract	80208

Owner

Source: James City County records · APN 37-2 03-0-0265

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	101 FORMBY, WILLIAMSBURG, VA 23188-9198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Oct 24, 2014 · Amount on Record
Deed Document Number	202506667
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	101 FORMBY, WILLIAMSBURG, VA 23188-9198
Document Number	0000009640
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 04, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 FORMBY WILLIAMSBURG VA 231889198, WILLIAMSBURG, VA 23188-9198

Mortgage

Document Number	0000009640
Date	Jul 02, 2020
Instrument	9640

Lender

Name	CHESAPEAKE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$751,700 (+18.77%) Land $106,900 Building $644,800	$751,700 (+18.77%) Land $106,900 Building $644,800
2023		$632,900 Land $78,900 Building $554,000	$632,900 Land $78,900 Building $554,000
2019	$4,819.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 179 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.