104 Elm St, Spring Valley, IL 61362 Property Records

Bureau County property record for 104 Elm St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1961
Lot Size0.196 acres (8,558 sqft)
OwnerIndividual Name on File
Tax Bill$4,655 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN18-36-302-010

Property Details

APN / Parcel Number

Primary APN18-36-302-010
Alternative APN
  • 1256C

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area8,558 sqft (0.196 acres)
Lot Dimensions155 ft deep x 55 ft wide

Location & Zoning

Account Number1836302010
Street Address104 ELM ST
CitySPRING VALLEY
StateIL
Zip61362-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-GLENN'S ADD. S 55 L 3 BLK 2 D 18-4703 (55X 155.56)
Legal Range11
Legal Township16
Legal Section36
Legal SubdivisionGLENN'S ADD
Legal Block2
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group1
Census Block1003
Census Tract965200

Owner

Source: Bureau County assessment roll, APN 18-36-302-010, as of May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address104 ELM ST, SPRING VALLEY, IL 61362-2306
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK
Dec 10, 2018Joint Tenancy Deed, Transfer · Conventional Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 28, 2008
Transfer Doc1343/107
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address104 ELM ST, SPRING VALLEY, IL 61362-2306
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R05842
DateDec 30, 2021
Instrument2021R05842
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2029
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change6.5%
Index1-Year CMT

December 2018: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionBUREAU IL
Recording DateDec 10, 2018
Property Address104 ELM ST, SPRING VALLEY, IL 61362-2306
Document Number2018R04703
Instrument DateOct 07, 2018
Instrument2018R04703
Transaction TypeTransfer
Record UpdatedJun 01, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 ELM ST, SPRING VALLEY, IL 61362-2306

Mortgage

Document Number2018R04704
DateDec 10, 2018
Instrument2018R04704
Lender
NameFIRST STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bureau County assessment roll as of May 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,655.00 (+9.53%) Homeowner's exemption$57,169 (+8.56%) Land $2,577 Building $54,592$171,507 (+8.56%) Land $7,731 Building $163,776
2024$4,250.00 (+5.99%)$52,661 (+6.64%) Land $2,374 Building $50,287$157,983 (+6.64%) Land $7,122 Building $150,861
2023$49,382 Land $2,226 Building $47,156$148,146 Land $6,678 Building $141,468
2022$4,010.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bureau County (17011C), as of August 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 122 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
MCC Network Services
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Connecting Point Computer Center
Fixed Wireless
100 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Geneseo Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0111000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRING VALLEY
serves 5,582 people
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Elm St

Nearby Streets

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