Bureau County property record for 103 Elm St, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 1915 |
| Lot Size | 0.336 acres (14,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (Sep 2025) |
| Tax Bill | $5,680 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-303-002 |
| Primary APN | 18-36-303-002 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 14,640 sqft (0.336 acres) |
| Account Number | 1836303002 |
|---|---|
| Street Address | 103 ELM ST |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY-GLENN'S ADD. N 87 L 2 BLK 3 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 36 |
| Legal Subdivision | GLENN'S ADD |
| Legal Block | 3 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 965200 |
Source: Bureau County records · APN 18-36-303-002
Assessment roll updated May 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 359 E STATE ROUTE 71, OGLESBY, IL 61348-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Sep 24, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Aug 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage OTTAWA SAVINGS BANK |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit NORTH CENTRAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Document Number | 20253206 |
| Prior Transfer Date | May 01, 2010 |
| Prior Transfer Doc | 1456/332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Jul 01, 2026 |
| Property Address | 103 ELM ST, SPRING VALLEY, IL 61362-2305 |
| Document Number | 0000002329 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20262329 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 103 ELM ST, SPRING VALLEY, IL 61362-2305 |
| Document Number | 0000002329, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 20262329 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Sep 24, 2025 |
| Property Address | 103 ELM ST, SPRING VALLEY, IL 61362-2305 |
| Document Number | 2025R03206 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025R03206 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $283.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 ELM ST, SPRING VALLEY, IL 61362-2305 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 103 ELM ST, SPRING VALLEY, IL 61362-2305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R04357 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017R04357 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 16, 2018 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Aug 12, 2019 |
| Property Address | 103 ELM ST, SPRING VALLEY, IL 61362-2305 |
| Document Number | 2019R02958 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 2019R02958 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2609 PEARL ST, PERU, IL 61354-3460 |
| Document Number | 2019R02959 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 2019R02959 |
| Name | OTTAWA SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 103 ELM ST, SPRING VALLEY, IL 61362-2305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017R01314 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 2017R01314 |
| Name | NORTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | LADD, IL 61329 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 27, 2027 |
Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,680.00 (+8.44%) Homeowner's exemption | $61,704 (+8.56%) Land $4,084 Building $57,620 | $185,112 (+8.56%) Land $12,252 Building $172,860 |
| 2024 | $5,238.00 (+4.55%) Homeowner's exemption | $56,839 (+6.64%) Land $3,762 Building $53,077 | $170,517 (+6.64%) Land $11,286 Building $159,231 |
| 2023 | $53,300 Land $3,528 Building $49,772 | $159,900 Land $10,584 Building $149,316 | |
| 2022 | $5,010.00 |
Source: FEMA National Flood Hazard Layer as of August 2, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Connecting Point Computer Center Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Geneseo Communications.
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRING VALLEY serves 5,582 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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