102 Elm St, Spring Valley, IL 61362 Property Records

Bureau County property record for 102 Elm St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1910
Lot Size	0.371 acres (16,182 sqft)
Owner	Individual Name on File
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-36-302-009`

Property Details

APN / Parcel Number

Primary APN	`18-36-302-009`
Alternative APN	`1256`

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	16,182 sqft (0.371 acres)
Lot Dimensions	155 ft deep x 104 ft wide

Location & Zoning

Account Number	1836302009
Street Address	102 ELM ST
City	SPRING VALLEY
State	IL
Zip	61362-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-GLENN'S ADD. N 62 L 3 & S 42 L 2 BLK 2 (104X 155.56)
Legal Range	11
Legal Township	16
Legal Section	36
Legal Subdivision	GLENN'S ADD
Legal Block	2
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1003
Census Tract	965200

Owner

Source: Bureau County records · APN 18-36-302-009

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 ELM ST, SPRING VALLEY, IL 61362-2306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	102 ELM ST, SPRING VALLEY, IL 61362-2306
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03620
Date	Sep 26, 2022
Instrument	2022R03620

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (-3.72%)	$41,868 (+15.77%) Land $4,951 Building $36,917	$125,604 (+15.77%) Land $14,853 Building $110,751
2023		$36,166 Land $4,277 Building $31,889	$108,498 Land $12,831 Building $95,667
2022	$1,720.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 2, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
MCC Network Services Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Connecting Point Computer Center Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Geneseo Communications.

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRING VALLEY serves 5,582 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.