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104 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 104 E Bay St, Charleston, SC 29401

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 3,648 sqft · built 2001
Lot Size0.457 acres (19,923 sqft)
Owner2 Individual Names on File
Last Sale$3,375,000 (May 2021)
Tax Bill$16,728 (2025)
Deeds & MortgagesMay 2021 Sale
Flood ZoneZone AE (high risk)
APN458-09-04-069

Property Details

APN / Parcel Number

Primary APN458-09-04-069

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,648 sqft Living Area
1st Floor Area1,216 sqft
Upper Floors Area1,216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area19,923 sqft (0.457 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address104 E BAY ST
CityCHARLESTON
StateSC
Zip29401-2543
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUBDIVISION NAME -102 EAST BAY STREET DESCRIPTION -UNIT 104 SITE NAME -EAST BAY & ELLIOTT HPR
Legal Subdivision102 EAST BAY STREET
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1005
Census Tract200

Owner

104 E Bay St, a condominium, is owned and occupied by two individuals who bought it in May 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address104 E BAY ST, CHARLESTON, SC 29401-2543
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2021 · Amount on File
Deed SaleMay 11, 2021 · Amount on File
Prior SaleDec 28, 2012 · Amount on File
Deed Book / Page989 / 104
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateMay 11, 2021
Property Address104 E BAY ST, CHARLESTON, SC 29401-2543
Document Number09890104
Book / Page989 / 104
Map ReferenceMB A-380 PG 246
Instrument DateApr 15, 2021
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address104 E BAY ST # 104, 104, CHARLESTON, SC 29401-2543

Tax Assessment & Valuation

The 2025 property tax bill for 104 E Bay St was $16,728, down 0.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,728.00 (-0.48%)$3,590,500 (+2,559.63%) Land $897,600 Building $2,692,900$3,590,500 Land $897,600 Building $2,692,900
2024$16,809.00$135,000
2022$15,914.00$135,000$3,375,000 Land $1,000,000 Building $2,375,000
2020$3,375,000 Land $1,000,000 Building $2,375,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 185 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies293 units insured
incl. 108 condo units
Nearby Flood Claims145 (1979–2024)
Claims Outside the SFHA21 of 145
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Severe Storms And Flooding, Oct 2015 · 14 claims
  • Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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